15340 Robert Terrell Rd, Montpelier, VA 23192 Property Records

Hanover County property record for 15340 Robert Terrell Rd, Montpelier, VA 23192

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,416 sqft · built 1900
Lot Size	90.9 acres (3,959,604 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Mar 2021)
Tax Bill	$12,580 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7822-78-2097`

Property Details

APN / Parcel Number

Primary APN	`7822-78-2097`
Alternative APN	`10198342`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,416 sqft Living Area
1st Floor Area	8,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	3,959,604 sqft (90.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	217 sqft
Deck Area	168 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	128 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10198342
Street Address	15340 ROBERT TERRELL RD
City	MONTPELIER
State	VA
Zip	23192-2219
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	ADJ STANLEY
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1008
Census Tract	320200

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15991 NEWFOUND HILLS LN, MONTPELIER, VA 23192-2237
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · SBA Mortgage BUSINESS FINANCE GROUP INC
Mar 1, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	202145490
Deed Book / Page	3299 / 2557
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	15340 ROBERT TERRELL RD, MONTPELIER, VA 23192-2219
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3315289
Date	Jun 11, 2021
Book Page	3315/289
Instrument	20210611000128430

Lender

Name	BUSINESS FINANCE GROUP INC

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Mar 1, 2021
Property Address	15340 ROBERT TERRELL RD, MONTPELIER, VA 23192-2219
Document Number	32992557
Book / Page	3299 / 2557
Instrument Date	Feb 24, 2021
Instrument	20210301000045490
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15991 FOUND HILLS LN #N # N, N, MONTPELIER, VA 23192

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,580.00	$1,553,200 Land $745,700 Building $807,500	$1,553,200 Land $745,700 Building $807,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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