15331 Harbor Dr, Madeira Beach (Saint Petersburg), FL 33708 Property Records

Pinellas County property record for 15331 Harbor Dr, Madeira Beach, FL 33708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,934 sqft · built 1998
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Dec 2009)
Tax Bill	$13,247 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`C62-000-754-8286-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-754-8286-9`
Alternative APNs	`09-31-15-52632-000-0160` `311509526320000160` `153109526320000160` `R103207`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,934 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	1,934 sqft
Basement Area	916 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 62 ft wide
View / Lot	Intracoastal
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	494 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Loading Dock	362 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R103207
Street Address	15331 HARBOR DR
City	MADEIRA BEACH
State	FL
Zip	33708-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE PALM BEACH 5TH ADD BLK 29 REPLAT LOT 16
Legal Range	15E
Legal Township	31S
Legal Section	9
Legal Subdivision	LONE PALM BEACH 5TH ADD
Legal Tract	52632
Legal Block	29
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1001
Census Tract	27801

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15331 HARBOR DR, MADEIRA BEACH, FL 33708-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Prior Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	2009336476
Deed Book / Page	16784 / 1839
Transfer Doc	1232001754
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	15331 HARBOR DR, MADEIRA BEACH, FL 33708-1820
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15331 HARBOR DR, MADEIRA BEACH, FL 33708-1820

Mortgage

Document Number	0212842583
Date	Dec 4, 2020
Book Page	21284/2583
Instrument	2020365434

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Madeira Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,247.00 (+14.18%) Homeowner's exemption	$857,644 (+7.32%)	$1,256,889 (+4.21%) Land $600,540 Building $656,349
2024	$11,602.00 (-5.22%)
2023	$12,241.00 (+2.44%) Homeowner's exemption	$799,177 (+3%)	$1,206,150 (+12.01%) Land $792,027 Building $414,123
2022	$11,950.00 Homeowner's exemption	$775,900	$1,076,857 Land $704,776 Building $372,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 103 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,022 units insured incl. 919 condo units
Nearby Flood Claims	327 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Helene, Oct 2024 · 131 claims Hurricane Elena, Sep 1985 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20