15330 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15330 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	2,825 sqft · built 2019
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$288,600 (Dec 2019)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2270001800`

Property Details

APN / Parcel Number

Primary APN	`S2270001800`
Alternative APNs	`00.2270.0005.0018.00.06.00` `R72388` `72388`

Interior

Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	3,499 sqft
1st Floor Area	2,296 sqft
2nd Floor Area	529 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	264 sqft

Location & Zoning

Street Address	15330 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1056
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LONGSPUR ESTATES, BLOCK E, LOT 18
Legal Subdivision	LONGSPUR ESTATES
Legal Block	E
Legal Lot Number	18
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2011
Census Tract	50601

Owner

Source: Kaufman County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15330 SADDLE RIDGE CIR, TERRELL, TX 75160-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage FROST BANK
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 23, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	201932266
Deed Book / Page	6247 / 179
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0062470179
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15330 SADDLE RIDGE CIR, TERRELL, TX 75160-1056
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15330 SADDLE RIDGE CIR, TERRELL, TX 75160-1056

Mortgage

Document Number	0081830020
Date	Aug 8, 2023
Book Page	8183/20
Instrument	2023-0022092

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15330 SADDLE RIDGE CIR, TERRELL, TX 75160-1056
Document Number	0066610218
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15330 SADDLE RIDGE CIR TERRELL TX 751601056, TERRELL, TX 75160-1056

Mortgage

Document Number	0066610218
Date	Oct 30, 2020
Book Page	006661/000218
Instrument	34043

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 23, 2019
Property Address	15330 SADDLE RIDGE CIR, TERRELL, TX 75160-1056
Document Number	0062470179
Book / Page	006247 / 000179
Instrument Date	Dec 20, 2019
Instrument	32266
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15330 SADDLE RIDGE CIR TERRELL TX 75160, TERRELL, TX 75160

Mortgage

Document Number	62470182
Date	Dec 23, 2019
Book Page	006247/000182
Instrument	32267

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,366.00 (+8.6%) Homeowner's exemption	$451,823 (-17.1%) Land $95,000 Building $356,823	$451,823 (-17.1%) Land $95,000 Building $356,823
2024	$5,862.00 (+11.76%)
2023	$5,245.00 (-13.72%) Homeowner's exemption	$545,033 Land $80,000 Building $465,033	$545,033 Land $80,000 Building $465,033
2022	$6,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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