15327 SW 31st Ter, Miami, FL 33185 Property Records

Miami-Dade County property record for 15327 SW 31st Ter, Miami, FL 33185

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,710 sqft · built 2004
Lot Size	0.033 acres (1,423 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2020)
Tax Bill	$5,019 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-4916-027-0810`

Property Details

APN / Parcel Number

Primary APN	`30-4916-027-0810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,710 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Lot Area	1,423 sqft (0.033 acres)

Location & Zoning

Street Address	15327 SW 31ST TER
City	MIAMI
State	FL
Zip	33185-4894
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	0102
Legal Description	EGRET LAKES ESTATES SEC 4 PB 160-49 LOT 3BLK 42 LOT SIZE 1423 SQFT FAU 30-4916-000-0250 & 0280 COC 22910-3263 12 2004 5 COC22575-2741/22717-4156 08 204 COC 22575-2741 08 2004 1
Legal Range	39E
Legal Township	54S
Legal Section	16
Legal Subdivision	EGRET LAKES ESTATES
Legal Block	42
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1008
Census Tract	15201

Owner

15327 SW 31st Ter, a townhouse, is owned and occupied by an individual who bought it in February 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15327 SW 31ST TER, MIAMI, FL 33185-4894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 27, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Jan 30, 2012 · Amount on File
Deed Document Number	2020124395
Deed Book / Page	31829 / 4970
Prior Transfer Date	Dec 9, 2004
Prior Transfer Doc	0001121466
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15327 SW 31ST TER, MIAMI, FL 33185-4894
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15327 SW 31ST TER, MIAMI, FL 33185-4894

Mortgage

Document Number	0000690828
Date	Sep 28, 2023
Book Page	33903/3230
Instrument	2023R0690828

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Feb 27, 2020
Property Address	15327 SW 31ST TER, MIAMI, FL 33185-4894
Document Number	0000124395
Book / Page	31829 / 4970
Map Reference	MB 160 PG 49
Instrument Date	Feb 26, 2020
Instrument	2020R0124395
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4233 SW 161ST PL, 4233, MIAMI, FL 33185-3828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15327 SW 31ST TER, MIAMI, FL 33185-4894

Mortgage

Document Number	0000004972
Date	Feb 27, 2020
Instrument	31829/4972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15327 SW 31st Ter was $5,019 with a homeowner's exemption, up 13.8% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,019.00 (+13.84%) Homeowner's exemption	$210,330	$436,000
2024	$4,409.00 (+5.58%)
2023	$4,176.00 (+3.49%) Homeowner's exemption	$198,450 (+3%)	$373,000 (+14.77%)
2022	$4,035.00 Homeowner's exemption	$192,670	$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15327 SW 31st Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	2 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15327 SW 31st Ter is high, ranking above 78% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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