15326 Elm Leaf Pl, Cypress, TX 77429 Property Records

Harris County property record for 15326 Elm Leaf Pl, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,468 sqft · built 2005
Lot Size0.179 acres (7,808 sqft)
OwnerIndividual Name on File
Last Sale$175,400 (Jul 2012)
Tax Bill$5,213 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN123-420-004-0006

Property Details

APN / Parcel Number

Primary APN123-420-004-0006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,468 sqft Living Area
1st Floor Area1,244 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,808 sqft (0.179 acres)
View / LotBuildable
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1234200040006
Street Address15326 ELM LEAF PL
CityCYPRESS
StateTX
Zip77429-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 4 VILLAGES OF CYPRESS LAKES SEC 1 AMEND
Legal SubdivisionVILLAGES OF CYPRESS LAKES SEC 1 AMEND
Legal Block4
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2002
Census Tract554405

Owner

15326 Elm Leaf Pl is owned and occupied by an individual who bought it in July 2012.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address15326 ELM LEAF PL, CYPRESS, TX 77429-5225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Loan Modification, Mortgage
PENNYMAC
Sep 19, 2019Deed of Trust, Mortgage
CENTRALIZED SVCNG CTR-USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2012 · Amount on File
Deed SaleJul 16, 2012 · Amount on File
Prior SaleMay 3, 2005 · Amount on File
Deed Document Number2012314425
Deed Book / Page3438 / 1657
Prior Transfer DateJul 12, 2012
Prior Transfer Doc0000314425
Record UpdatedOct 29, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address15326 ELM LEAF PL, CYPRESS, TX 77429-5225
Document Number0000501091
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15326 ELM LEAF PL CYPRESS TX 774295225, CYPRESS, TX 77429-5225

Mortgage

Document Number0000501091
DateNov 12, 2019
Instrument501091
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount on Record
Term360 Months
DueNov 11, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15326 ELM LEAF PL, CYPRESS, TX 77429-5225
Document Number0000497514
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15326 ELM LEAF PL CYPRESS TX 774295225, CYPRESS, TX 77429-5225

Mortgage

Document Number0000497514
DateNov 8, 2019
Instrument497514
Lender
NameCENTRALIZED SVCNG CTR-USDA
AddressSAINT LOUIS, MO 63120-1703
Agreement
AmountAmount on Record
Term360 Months
DueNov 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15326 Elm Leaf Pl was $5,213 with a homeowner's exemption, up 171.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,244 (-7.86%) Land $57,380 Building $237,864$295,244 (-7.86%) Land $57,380 Building $237,864
2025$5,213.00 (+171.23%) Homeowner's exemption$320,439 Land $57,380 Building $263,059$320,439 Land $57,380 Building $263,059
2024$1,922.00
2023$327,184 Land $57,380 Building $269,804$327,184 Land $57,380 Building $269,804
2022$1,599.00
2020$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15326 Elm Leaf Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15326 Elm Leaf Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 391
serves 8,835 people · EPA ID TX1013253
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Elm Leaf Pl

Nearby Streets

Search Property Records by Address or Parcel Number