15324 Firelight Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 15324 Firelight Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,639 sqft · built 2009
Lot Size	0.317 acres (13,828 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Jul 2019)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-27-0551-01-460`

Property Details

APN / Parcel Number

Primary APN	`04-23-27-0551-01-460`
Alternative APNs	`272304055101460` `133244` `134030` `135544`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,639 sqft Living Area
Gross Area	3,699 sqft
1st Floor Area	2,639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,828 sqft (0.317 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	388 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15324 FIRELIGHT DR
City	WINTER GARDEN
State	FL
Zip	34787-5554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BELLE MEADE PHASE 2 66/25 LOT 146
Legal Range	27E
Legal Township	23S
Legal Section	04
Legal Subdivision	BELLE MEADE PH 2
Legal Phase	2
Legal Tract	551
Legal Block	1
Legal Lot Number	146
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3011
Census Tract	17117

Owner

15324 Firelight Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Orange County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15324 FIRELIGHT DR, WINTER GARDEN, FL 34787-5554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit SIMPLIFILE
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Prior Sale	Jun 10, 2009 · Amount on File
Deed Document Number	2019458320
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	May 8, 2026
Property Address	15324 FIRELIGHT DR, WINTER GARDEN, FL 34787-5554
Document Number	0000261841
Instrument Date	May 4, 2026
Instrument	2026261841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15324 FIRELIGHT DR, WINTER GARDEN, FL 34787-5554

Mortgage

Document Number	0000261841,
Date	May 8, 2026
Instrument	2026261841

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 4, 2046

Interest

Rate	6.46%
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 25, 2019
Property Address	15324 FIRELIGHT DR, WINTER GARDEN, FL 34787-5554
Document Number	0000458320
Instrument Date	Jul 23, 2019
Instrument	458320
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15324 FIRELIGHT DR WINTER GARDEN FL 347875554, WINTER GARDEN, FL 34787-5554

Mortgage

Document Number	458321
Date	Jul 25, 2019
Instrument	458321

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15324 Firelight Dr was $5,308, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,249 (+2.7%)	$575,810 (-1.35%) Land $135,000 Building $440,810
2025	$5,308.00 (+5.25%) Homeowner's exemption	$366,357	$583,710 Land $135,000 Building $448,710
2024	$5,043.00 (+3.68%)
2023	$4,864.00 (+3.01%) Homeowner's exemption	$345,662 (+3%)	$557,366 (+32.98%) Land $135,000 Building $422,366
2022	$4,722.00 Homeowner's exemption	$335,594	$419,125 Land $90,000 Building $329,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15324 Firelight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15324 Firelight Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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