15323 Lucerna St, Unit 203, Naples, FL 34114 Property Records

Collier County property record for 15323 Lucerna St, Unit 203, Naples, FL 34114

Property Summary

Property Type	Condominium
Details	2,148 sqft · built 2025
Owner	2 Individual Names on File
Last Sale	$570,900 (Dec 2025)
Tax Bill	$608 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`221350 3 2036B13`

Property Details

APN / Parcel Number

Primary APN	`221350 3 2036B13`
Alternative APN	`26146000469`

Interior

Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	15323 LUCERNA ST, 203
City	NAPLES
State	FL
Zip	34114-3202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COACH HOMES ON LUCERNA AT ESPLANADE BY THE ISLANDS A CONDOMINIUM PHASE 3-203
Legal Subdivision	COACH HOMES ON LUCERNA AT ESPLANADE BY T
Legal Lot Number	203
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3004
Census Tract	11111

Owner

15323 Lucerna St, Unit 203 is owned by two individuals who bought it in December 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4284 96TH PL, PLEASANT PRAIRIE, WI 53158-3747
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Deed Document Number	20256758169
Deed Book / Page	6531 / 520
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 2, 2025
Property Address	15323 LUCERNA ST UNIT 203, 203, NAPLES, FL 34114-3202
Document Number	0065310520
Book / Page	6531 / 520
Map Reference	MB 6377 PG 3188
Instrument Date	Nov 24, 2025
Instrument	6758169
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,996.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28100 BONITA GRANDE DR STE 102, 102, BONITA SPRINGS, FL 34135-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4284 96TH PL, PLEASANT PRAIRIE, WI 53158-3747

Mortgage

Document Number	0006531522
Date	Dec 2, 2025
Instrument	6531/522

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 15323 Lucerna St, Unit 203 was $608.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,340 Building $470,340	$470,340 Building $470,340
2025	$608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 2 flood claims near 15323 Lucerna St, Unit 203 since 2024.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.