15322 Ripplestream St, Houston, TX 77068 Property Records

Harris County property record for 15322 Ripplestream St, Houston, TX 77068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,686 sqft · built 1976
Lot Size	0.228 acres (9,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,600 (Mar 2000)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-375-000-0011`

Property Details

APN / Parcel Number

Primary APN	`105-375-000-0011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
1st Floor Area	1,696 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,912 sqft (0.228 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1053750000011
Street Address	15322 RIPPLESTREAM ST
City	HOUSTON
State	TX
Zip	77068-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 24 OAK CREEK VILLAGE SEC 3
Legal Subdivision	OAK CREEK VILLAGE SEC 3
Legal Block	24
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1012
Census Tract	553001

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15322 RIPPLESTREAM ST, HOUSTON, TX 77068-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2000 · Amount on Record
Deed Sale	Mar 8, 2000 · Amount on Record
Deed Document Number	2000264816
Deed Book / Page	53107 / 620
Prior Transfer Date	Feb 29, 2000
Prior Transfer Doc	000U264816
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15322 RIPPLESTREAM ST, HOUSTON, TX 77068-1821
Document Number	0000254930
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15322 RIPPLESTREAM ST HOUSTON TX 770681821, HOUSTON, TX 77068-1821

Mortgage

Document Number	0000254930
Date	Jun 15, 2020
Instrument	254930

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.42%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15322 RIPPLESTREAM ST, HOUSTON, TX 77068-1821
Document Number	0000254929
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15322 RIPPLESTREAM ST HOUSTON TX 770681821, HOUSTON, TX 77068-1821

Mortgage

Document Number	0000254929
Date	Jun 15, 2020
Instrument	254929

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.42%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,339 (+1.39%) Land $50,842 Building $239,497	$290,339 (+1.39%) Land $50,842 Building $239,497
2025	$1,365.00 (+355%) Homeowner's exemption	$286,352 (+2.36%) Land $50,842 Building $235,510	$286,352 (+2.36%) Land $50,842 Building $235,510
2024	$300.00 (+13.64%)
2023		$279,757 Land $48,156 Building $231,601	$279,757 Land $48,156 Building $231,601
2022	$264.00 (+1.54%)
2020	$260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	98 (1979–2024)
Claims Outside the SFHA	86 of 98
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 27 claims Severe Storms And Flooding, Jun 2016 · 13 claims Hurricane Ike, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAMMEL UTILITY DISTRICT serves 2,550 people · EPA ID TX1010365
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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