Macomb County property record for 15321 Spruce Dr, Macomb, MI 48044 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,460 sqft · built 1976 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-30-303-022 |
| Primary APN | 20-08-30-303-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15321 SPRUCE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-2455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAVERHILL SUBDIVISION NO. 1" LOT 65 LIBER: 66 PAGES: 43-45 |
| Legal Range | 13E |
| Legal Township | 03N |
| Legal Section | 30 |
| Legal Subdivision | HAVERHILL SUBDIVISION |
| Legal Lot Number | 65 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 224300 |
Source: Macomb County records · APN 20-08-30-303-022
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| May 12, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Aug 23, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 10, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 29, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jun 14, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2016 |
| Deed Sale | May 10, 2016 |
| Prior Sale | Jul 30, 1998 · Amount on Record |
| Deed Document Number | 20166057973 |
| Deed Book / Page | 24020 / 374 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0000057973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 29, 2026 |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 0000040607 |
| Book / Page | 30636 / 653 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202640607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 0000040607, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 30636/653 |
| Instrument | 202640607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 2300042859 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 29124/812 |
| Instrument | 202300042859 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 2200100629 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 28776/842 |
| Instrument | 202200100629 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003899 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 24493/916 |
| Instrument | 7003899 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 0000160425 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 27273/488 |
| Instrument | 2160425 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 0000030151 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15321 SPRUCE DR MACOMB MI 480442455, MACOMB, MI 48044-2455 |
| Document Number | 0000030151 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 026570/000193 |
| Instrument | 30151 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15321 SPRUCE DR, MACOMB, MI 48044-2455 |
| Document Number | 0000070337 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15321 SPRUCE DR MACOMB MI 480442455, MACOMB, MI 48044-2455 |
| Document Number | 0000070337 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 026033/000827 |
| Instrument | 70337 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 23, 2039 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,900 (+4.42%) | $311,800 (+4.42%) | |
| 2025 | $395.00 Homeowner's exemption | $149,300 | $298,600 |
Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992243002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property
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|---|---|---|
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