15321 E 23rd Ave, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 15321 E 23rd Ave, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,426 sqft · built 1994
Lot Size	0.327 acres (14,253 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jul 2023)
Tax Bill	$5,717 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45261.4303`

Property Details

APN / Parcel Number

Primary APN	`45261.4303`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	2,426 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,253 sqft (0.327 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	526 sqft
Patio Area	36 sqft
Canopy	36 sqft
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15321 E 23RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99037-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HARTS CROSSWINDS ADDITION LOT 3 BLK 1
Legal Subdivision	HARTS CROSSWINDS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4018
Census Tract	12902

Owner

15321 E 23rd Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit GESA CU
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage GESA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	20237295634
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 12, 2023
Property Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Document Number	0007295634
Map Reference	VOL 21 PG 27
Instrument Date	Jul 11, 2023
Instrument	7295634
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,028.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15321 E 23RD AVE, SPOKANE, WA 99206

Mortgage

Document Number	0007295635
Date	Jul 12, 2023
Instrument	7295635

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007252176
Date	Nov 8, 2022
Instrument	7252176

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007124974
Date	Sep 13, 2021
Instrument	7124974

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006844399
Date	Sep 20, 2019
Instrument	6844399

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 28, 2018
Property Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325
Document Number	0006764647
Map Reference	VOL21 PG27
Instrument Date	Nov 19, 2018
Instrument	6764647
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,502.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15321 E 23RD AVE, SPOKANE VALLEY, WA 99037-8325

Mortgage

Document Number	0006764648
Date	Nov 28, 2018
Instrument	6764648

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15321 E 23rd Ave was $5,717, up 1.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,717.00 (+1.29%)	$534,200 (+2.79%) Land $120,000 Building $414,200	$534,200 (+2.79%) Land $120,000 Building $414,200
2025	$5,644.00 (+13.88%)	$519,700 (+2.34%) Land $100,000 Building $419,700	$519,700 (+2.34%) Land $100,000 Building $419,700
2024	$4,956.00 (+50.05%)	$507,800 (+25.01%) Land $75,000 Building $432,800	$507,800 (+25.01%) Land $75,000 Building $432,800
2023	$3,303.00 (+62.47%) Disabled Person's exemption Senior Citizen's exemption	$406,200 (-) Land $55,000 Building $351,200	$406,200 (-) Land $55,000 Building $351,200
2022	$2,033.00 Disabled Person's exemption Senior Citizen's exemption	$406,200 Land $55,000 Building $351,200	$406,200 Land $55,000 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15321 E 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15321 E 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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