Ottawa County property record for 15321 Baldwin St, West Olive, MI 49460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,521 sqft · built 2017 |
| Lot Size | 23.1 acres (1,006,236 sqft) |
| Owner | Trust Name on File |
| Last Sale | $355,000 (May 2014) |
| Tax Bill | $36,557 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Jan 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-11-14-200-007 |
| Primary APN | 70-11-14-200-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 4,521 sqft Living Area |
| 1st Floor Area | 4,521 sqft |
| Basement Area | 3,303 sqft |
| Unfinished Basement | 3,303 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 1,006,236 sqft (23.1 acres) |
| Garage Area | 1,377 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15321 BALDWIN ST |
|---|---|
| City | WEST OLIVE |
| State | MI |
| Zip | 49460-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 3/4 OF SE 1/4 OF NE 1/4 EXC E 19797 FT SEC 14 T6N R16W |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 14 |
| Legal Block | 200 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | PORT SHELDON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22002 |
15321 Baldwin St is owner-occupied and held in a trust since May 2014.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15321 BALDWIN ST, WEST OLIVE, MI 49460-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Jan 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage WEST MICHIGAN COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Deed Document Number | 201415233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 18, 2023 |
| Property Address | 15321 BALDWIN ST, WEST OLIVE, MI 49460-9767 |
| Document Number | 20230023529 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-0023529 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15321 BALDWIN ST, WEST OLIVE, MI 49460-9767 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15321 BALDWIN ST, WEST OLIVE, MI 49460-9767 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15321 BALDWIN ST, WEST OLIVE, MI 49460-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170001629 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017-0001629 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSONVILLE, MI 49426 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
The 2025 property tax bill for 15321 Baldwin St was $36,557 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Port Sheldon Township |
| Unified School District | West Ottawa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,412,900 | $2,825,800 | |
| 2025 | $36,557.00 | ||
| 2023 | $1,088,500 | $2,177,000 | |
| 2022 | $22,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15321 Baldwin St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1980–2020) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15321 Baldwin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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