Schenectady County and Schenectady City property record for 1532 State St, Schenectady, NY 12304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 3,465 sqft (0.079 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2026) |
| Tax Bill | $5,510.00 (2025) |
| Primary APN | 421500 49.84-4-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 756 sqft 1st Floor |
| 2nd Floor | 756 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,465 sqft (0.079 acres) |
| Depth X Width | 105 ft x 33 ft Depth x Width |
| Porch Area | 284 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1532 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3128 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD |
| Legal Block | 4 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.84-4-15
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1532 STATE ST, SCHENECTADY, NY 12304-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLAIR SERVICES OF AMERICA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | May 18, 2022 · Amount on Record |
| Deed Doc Number | 202617286 |
| Deed Book / Page | 2176 / 974 |
| Prior Transfer Date | Jul 02, 2026 |
| Prior Transfer Doc | 0000017286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 03, 2026 |
| Property Address | 1532 STATE ST, SCHENECTADY, NY 12304-3128 |
| Document Number | 0000017286 |
| Book / Page | 2176 / 974 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202617286 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1532 STATE ST, SCHENECTADY, NY 12304-3128 |
| Document Number | 0000017287, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202617287 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 18, 2022 |
| Property Address | 1532 STATE ST, SCHENECTADY, NY 12304-3128 |
| Document Number | 0000026478 |
| Book / Page | 2084 / 845 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 202226478 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1532 STATE ST, SCHENECTADY, NY 12304-3128 |
| Name | Verified Name |
|---|---|
| Address | 8608 241ST ST, BELLEROSE, NY 11426-1237 |
| Document Number | 0000026479 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 202226479 |
| Name | BLAIR SERVICES OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2052 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,510.00 (+51.46%) | $106,700 (-) Land $10,100 Building $96,600 | $176,685 (+30.82%) Land $16,725 Building $159,960 |
| 2023 | $106,700 (+59.02%) Land $10,100 Building $96,600 | $135,063 (+65.06%) Land $12,785 Building $122,278 | |
| 2022 | $67,100 Land $10,100 Building $57,000 | $81,829 Land $12,317 Building $69,512 | |
| 2021 | $3,638.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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