1532 Rainey Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1532 Rainey Ct, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,500 sqft · built 2002
Lot Size	0.92 acres (4,008 sqft)
Owner	2 Company Names on File
Last Sale	$1,700,000 (Jul 2021)
Tax Bill	$22,403 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-650-07-00`

Property Details

APN / Parcel Number

Primary APN	`254-650-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,500 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,008 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1532 RAINEY CT
City	ENCINITAS
State	CA
Zip	92024-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TR 014052
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014052
Legal Block	4
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

Source: San Diego County records · APN 254-650-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 22, 2018	Grant Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	2021530864
Last Transfer Date	May 29, 2024
Transfer Doc	0000140864
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2021
Property Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213
Document Number	0000530864
Map Reference	MAP 14052
Instrument Date	Jun 29, 2021
Instrument	2021-0530864
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213

Mortgage

Document Number	0000530865
Date	Jul 26, 2021
Instrument	2021-0530865

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213
Document Number	0000530354
Map Reference	MAP 14052
Instrument Date	Jul 06, 2020
Instrument	2020-0530354
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 26800, SAN FRANCISCO, CA 94126-6800

Mortgage

Document Number	0000530355
Date	Sep 11, 2020
Instrument	2020-0530355

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2018
Property Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213
Document Number	0000205146
Map Reference	MAP 14052
Instrument Date	Apr 30, 2018
Instrument	2018-0205146
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1532 RAINEY CT, ENCINITAS, CA 92024-6213

Mortgage

Document Number	0000205147
Date	May 22, 2018
Instrument	2018-0205147

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 01, 2025
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,840,133 (+2%) Land $1,277,269 Building $562,864
2025	$22,403.00 (+5%)	$1,804,053 (+4.04%) Land $1,252,225 Building $551,828
2023	$21,336.00 (+3.79%)	$1,734,000 Land $1,203,600 Building $530,400
2022	$20,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 30% of California
Wildfire Likelihood	About 1 in 781 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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