1532 Pattison Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1532 Pattison Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,195 sqft · built 1962
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,836 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-51361-0625`

Property Details

APN / Parcel Number

Primary APN	`82-51361-0625`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,195 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Width	172 ft Width
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1532 PATTISON RD
City	SAINT CLOUD
State	MN
Zip	56303-0615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 004 BLK 003 SUNSET PARK ADD SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	05
Legal Subdivision	SUNSET PARK ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2021
Census Tract	1002

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1532 PATTISON RD, SAINT CLOUD, MN 56303-0615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit STATE CREDIT UNION
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 22, 2017
Transfer Doc	00A1512177
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 20, 2026
Property Address	1532 PATTISON RD, SAINT CLOUD, MN 56303-0615
Document Number	0001719415
Instrument Date	Aug 7, 2026
Instrument	20261719415
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ANCONA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001719415,
Date	Aug 20, 2026
Instrument	20261719415

Lender

Name	STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 2, 2018
Property Address	1532 PATTISON RD, SAINT CLOUD, MN 56303-0615
Document Number	00A1512177
Instrument Date	Dec 22, 2017
Instrument	A1512177
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 PATTISON RD, SAINT CLOUD, MN 56303-0615

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,836.00 (+24.57%)	$358,400 (+5.75%) Land $60,000 Building $298,400	$358,400 (+5.75%) Land $60,000 Building $298,400
2025		$338,900 (+4.08%) Land $60,000 Building $278,900	$338,900 (+4.08%) Land $60,000 Building $278,900
2023	$3,882.00	$325,600 Land $45,000 Building $280,600	$325,600 Land $45,000 Building $280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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