Lorain County property record for 1532 E 31st St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,523 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2019) |
| Tax Bill | $340.00 (2025) |
| Primary APN | 03-00-097-118-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,523 sqft Living Area |
| 1st Floor | 1,073 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 180 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Patio Area | 50 sqft Patio |
| Porch | Open Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1532 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FULTON PARK SUB 50 X 180 |
| Legal Subdivision | FULTON PARK SUB |
| Legal Block | 118 |
| Legal Lot Number | 5 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 23100 |
Source: Lorain County records · APN 03-00-097-118-040
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITY OF RACINE |
| Nov 16, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2002 |
| Deed Doc Number | 2019000384 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 14, 2026 |
| Property Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Document Number | 0000103564 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026103564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Document Number | 0000103564, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026103564 |
| Name | CITY OF RACINE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000849509 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0849509 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210849509 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0849509 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Oct 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 25, 2019 |
| Property Address | 1532 E 31ST ST, LORAIN, OH 44055-1614 |
| Document Number | 0000702375 |
| Map Reference | VOL 31 PG 20 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 2019-0702375 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | KINGDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 00000 |
| Document Number | 0000702376 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019-0702376 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340.00 | $29,710 (+0.01%) Land $5,290 Building $24,420 | $84,880 (-) Land $15,120 Building $69,760 |
| 2024 | $340.00 (-72.34%) | $29,708 (-10.07%) Land $5,292 Building $24,416 | $84,880 (-10.07%) Land $15,120 Building $69,760 |
| 2023 | $1,229.00 (-0.89%) | $33,034 (-0.02%) Land $3,546 Building $29,488 | $94,380 (-) Land $10,130 Building $84,250 |
| 2022 | $1,240.00 | $33,040 Land $3,550 Building $29,490 | |
| 2021 | $94,380 Land $10,130 Building $84,250 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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