1532 Clover Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 1532 Clover Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,745 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Feb 2023)
Tax Bill	$479 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-08-75-*-71`

Property Details

APN / Parcel Number

Primary APN	`27-37-08-75-*-71`
Alternative APNs	`27-37-08-75-00000.0-0071.00` `2712254`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,745 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	993 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	57 sqft
Deck Area	416 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2712254
Street Address	1532 CLOVER CIR
City	MELBOURNE
State	FL
Zip	32935-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	MEADOW COVE LOT 71
Legal Range	37E
Legal Township	27S
Legal Section	08
Legal Subdivision	MEADOW COVE
Legal Lot Number	71
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1006
Census Tract	64302

Owner

1532 Clover Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Warranty Deed, Transfer · VA Mortgage ONE FLORIDA BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Jul 21, 1998 · Amount on File
Deed Document Number	202320227
Deed Book / Page	9708 / 584
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 1, 2023
Property Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552
Document Number	0097080584
Book / Page	9708 / 584
Map Reference	MB 33 PG 84&85
Instrument Date	Jan 27, 2023
Instrument	2023020227
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	DOCKSIDE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552

Mortgage

Document Number	0009708586
Date	Feb 1, 2023
Instrument	9708/586

Lender

Name	ONE FLORIDA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087801499
Date	Jun 29, 2020
Book Page	8780/1499
Instrument	2020137589

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1532 CLOVER CIR, MELBOURNE, FL 32935-5552
Document Number	0079102708
Book / Page	007910 / 002708
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1532 CLOVER CIR MELBOURNE FL 329355552, MELBOURNE, FL 32935-5552

Mortgage

Document Number	0079102708
Date	Jun 9, 2017
Book Page	007910/002708
Instrument	121753

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1532 Clover Cir was $479 with exemptions applied, down 86.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,200 (+2.7%)	$284,530 (-2.25%)
2025	$479.00 (-86.47%) Homeowner's exemption Veteran's exemption	$246,550	$291,070
2024	$3,539.00 (+176.27%)
2023	$1,281.00 (+8.56%) Homeowner's exemption	$107,940 (+3%)	$298,210 (+15.5%) Land $55,000 Building $243,210
2022	$1,180.00 Homeowner's exemption	$104,800	$258,180 Land $76,000 Building $182,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1532 Clover Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1532 Clover Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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