Smith County property record for 15318 Spring Oaks Dr, Lindale, TX 75771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 2019 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,200 (Jul 2019) |
| Tax Bill | $4,972 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R207408 |
| Primary APN | R207408 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,550 sqft Heated Area |
| 1st Floor Area | 1,550 sqft |
| Flooring | Hardwood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R207408 |
|---|---|
| Street Address | 15318 SPRING OAKS DR |
| City | LINDALE |
| State | TX |
| Zip | 75771-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MISSION OAKS LOT 13 2019 REPLAT |
| Legal Subdivision | MISSION OAKS |
| Legal Lot Number | 13 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1407 |
15318 Spring Oaks Dr is owned and occupied by an individual who bought it in July 2019.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15318 SPRING OAKS DR, LINDALE, TX 75771-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY FIRST BANK |
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 2019100022042 |
| Prior Transfer Date | Jul 5, 2019 |
| Prior Transfer Doc | 0100022042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 15318 SPRING OAKS DR, LINDALE, TX 75771-2614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001021103 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202301021103 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 15318 SPRING OAKS DR, LINDALE, TX 75771-2614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001028977 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 202201028977 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 15318 Spring Oaks Dr was $4,972 with a homeowner's exemption, up 1% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Lindale City |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,972.00 (+1%) Homeowner's exemption | $327,637 (+7.22%) Land $44,990 Building $282,647 | $327,637 (+7.22%) Land $44,990 Building $282,647 |
| 2025 | $4,520.00 (+2.08%) Homeowner's exemption | $305,586 Land $44,990 Building $260,596 | $305,586 Land $44,990 Building $260,596 |
| 2024 | $4,428.00 (+14.36%) | ||
| 2023 | $3,872.00 (-14.56%) Homeowner's exemption | $299,486 Land $40,935 Building $258,551 | $299,486 Land $40,935 Building $258,551 |
| 2022 | $4,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15318 Spring Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15318 Spring Oaks Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDALE serves 6,313 people · EPA ID TX2120002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Peoples Communications.
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