Orange County property record for 15318 Sandfield Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,036 sqft · built 2015 |
| Lot Size | 0.223 acres (9,724 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Oct 2025) |
| Tax Bill | $11,853 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-27-7641-00-610 |
| Primary APN | 08-23-27-7641-00-610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,036 sqft Living Area |
| Gross Area | 5,854 sqft |
| 1st Floor Area | 2,608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,724 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15318 SANDFIELD LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | RESERVE AT CARRIAGE POINTE PHASE 2 80/115 LOT 61 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | RESERVE AT CARRIAGE POINTE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 7641 |
| Legal Lot Number | 61 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 17113 |
Source: Orange County records · APN 08-23-27-7641-00-610
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Oct 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage KELLER MTG |
| Sep 15, 2017 | Warranty Deed, Transfer INTEGRITY TITLE AND GUARANTY, INTEGRITY TITLE & GUARANTY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Document Number | 2025569518 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Document Number | 0000281385 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 20230281385 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 01, 2025 |
| Property Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Document Number | 0000569518 |
| Map Reference | MB 80 PG 115 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20250569518 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FL TITLE & GUARANTEE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10182 WOODROSE CT, HIGHLANDS RANCH, CO 80129-5428 |
| Name | Verified Name |
|---|---|
| Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Document Number | 0000569519 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 20250569519 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Document Number | 0000378459 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 378459 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15318 SANDFIELD LOOP WINTER GARDEN FL 347879806, WINTER GARDEN, FL 34787-9806 |
| Document Number | 378460 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 378460 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 15, 2017 |
| Property Address | 15318 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806 |
| Document Number | 0000507745 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 507745 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | INTEGRITY TITLE AND GUARANTY, INTEGRITY TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15481 MURCOTT HARVEST LOOP WINTER GARDEN FL 347878996, WINTER GARDEN, FL 34787-8996 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,319 (-36.55%) | $708,360 (-8.97%) Land $110,000 Building $598,360 | |
| 2025 | $11,853.00 (+5.17%) Homeowner's exemption | $768,024 (+2.9%) | $778,160 (+4.26%) Land $110,000 Building $668,160 |
| 2024 | $11,270.00 (+21.43%) Homeowner's exemption | $746,379 (+15.77%) Land $110,000 Building $636,379 | $746,379 (+15.77%) Land $110,000 Building $636,379 |
| 2023 | $9,281.00 (+12.78%) Homeowner's exemption | $644,734 (+17.46%) Land $110,000 Building $534,734 | $644,734 (+17.46%) Land $110,000 Building $534,734 |
| 2022 | $8,229.00 | $548,878 Land $100,000 Building $448,878 | $548,878 Land $100,000 Building $448,878 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Court Square Capital Partners, Lumen Technologies.
Based on FCC filings for 182 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL3481481, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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