15318 Cavern Dr, Chilhowie, VA 24319 Property Records

Washington County property record for 15318 Cavern Dr, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1997
Lot Size	0.71 acres (31,057 sqft)
Owner	Individual Name on File
Tax Bill	$904 (2026)
Deeds & Mortgages	Aug 2021 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091 5 48 021850`

Property Details

APN / Parcel Number

Primary APN	`091 5 48 021850`
Alternative APNs	`091 5 48` `2112`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,057 sqft (0.71 acres)
Terrain	Above Road/Slope
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	15318 CAVERN DR
City	CHILHOWIE
State	VA
Zip	24319-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	LOT 23 FRIENDSHIP EST SUBD
Legal Subdivision	FRIENDSHIP ESTS SD
Legal Lot Number	23
Jurisdiction	WASHINGTON VA
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2014
Census Tract	10800

Owner

Source: Washington County records · APN 091 5 48 021850

Assessment roll updated June 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15318 CAVERN DR, CHILHOWIE, VA 24319-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Property Address	15318 CAVERN DR, CHILHOWIE, VA 24319-3453
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005347
Date	Aug 25, 2021
Instrument	210005347

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Property Address	15318 CAVERN DR, CHILHOWIE, VA 24319-3453
Document Number	0000005356
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005356
Date	Oct 30, 2018
Instrument	5356

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Fixed Rate
Rate	5.13%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated June 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$904.00	$210,200 (+60.34%) Land $30,000 Building $180,200	$210,200 (+60.34%) Land $30,000 Building $180,200
2025	$904.00 (+15.01%)
2023		$131,100 Land $25,000 Building $106,100	$131,100 Land $25,000 Building $106,100
2022	$786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2003 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber Holding Fiber	1,000 / 1,000

May also be available: Smyth Technology Group.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cavern Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures