15317 Summer Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 15317 Summer Lake Dr, Delray Beach, FL 33446

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,624 sqft · built 1992
Lot Size	0.079 acres (3,419 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Dec 2023)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-20-06-000-0940`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-20-06-000-0940`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	3,419 sqft (0.079 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	232 sqft
Porch	Enclosed/Finished Porch
Porch Area	302 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15317 SUMMER LAKE DR
City	DELRAY BEACH
State	FL
Zip	33446-3460
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Legal Description	WATERWAYS AT DELRAY PH 3 LT 94
Legal Range	42E
Legal Township	46S
Legal Section	20
Legal Subdivision	WATERWAYS @ DELRAY PL 3
Legal Phase	3
Legal Lot Number	94
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2002
Census Tract	5938

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2023	Intrafamily Transfer, Transfer ATTORNEY
Aug 2, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Apr 9, 2004 · Amount on File
Deed Document Number	2023415761
Deed Book / Page	34710 / 1874
Transfer Doc	9776000391
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 8, 2023
Property Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460
Document Number	0347101874
Book / Page	34710 / 1874
Map Reference	MB 69 PG 53
Instrument Date	Nov 29, 2023
Instrument	20230415761
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	THE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460

Mortgage

Document Number	0347101878
Date	Dec 8, 2023
Instrument	34710/1878

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jan 30, 2023
Property Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460
Document Number	0340950410
Book / Page	34095 / 410
Map Reference	MB 69 PG 53
Instrument Date	Jan 20, 2023
Instrument	20230032048
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15365 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Aug 2, 2022
Property Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460
Document Number	0337501380
Book / Page	33750 / 1380
Instrument Date	Jul 26, 2022
Instrument	20220325707
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 27, 2019
Property Address	15317 SUMMER LAKE DR, DELRAY BEACH, FL 33446-3460
Document Number	0304401342
Book / Page	030440 / 001342
Instrument Date	Feb 12, 2019
Instrument	67620
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15317 SUMMER LAKE DR DELRAY BEACH FL 334463460, DELRAY BEACH, FL 33446-3460

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,337.00 (-4.2%)	$345,739 (+154.51%)	$345,739 (+5.29%) Building $345,739
2024	$5,571.00 (+203.1%)
2023	$1,838.00 (-2.13%) Homeowner's exemption Disabled Person's exemption	$135,845 (+3%)	$328,371 (+12.78%) Building $328,371
2022	$1,878.00 Homeowner's exemption Disabled Person's exemption	$131,888	$291,171 Building $291,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	209 units insured incl. 140 condo units
Nearby Flood Claims	2 (2004–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Breezeline Fiber	1,000 / 600
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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