15315 Ruggles St, San Leandro, CA 94579 Property Records

Alameda County property record for 15315 Ruggles St, San Leandro, CA 94579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1955
Lot Size	0.122 acres (5,320 sqft)
Owner	Individual Name on File
Last Sale	$432,000 (Aug 2008)
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`80G-1309-5`

Property Details

APN / Parcel Number

Primary APN	`80G-1309-5`
Alternative APN	`080G-1309-005-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,320 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15315 RUGGLES ST
City	SAN LEANDRO
State	CA
Zip	94579-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: 0008 TR: 1495
Legal Subdivision	TRACT 1495
Legal Tract	1495
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3002
Census Tract	433500

Owner

15315 Ruggles St is owned by an individual who acquired it in July 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	237 ABBOT AVE, DALY CITY, CA 94014-2323
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2008 · Amount on File
Deed Sale	Aug 29, 2008 · Amount on File
Prior Sale	Feb 26, 2008 · Amount on File
Deed Document Number	2008265399
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000161834
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 10, 2020
Property Address	15315 RUGGLES ST, SAN LEANDRO, CA 94579-2025
Document Number	0000161834
Map Reference	MB 35 PG 49
Instrument Date	Jul 7, 2020
Instrument	2020161834
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	237 ABBOT AVE, DALY CITY, CA 94014-2323

Mortgage

Document Number	0000161835
Date	Jul 10, 2020
Instrument	2020161835

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15315 Ruggles St was $7,432, up 6.1% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Lorenzo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,397 (+2%) Land $170,219 Building $397,178
2025	$7,432.00 (+6.14%)	$556,273 Land $166,882 Building $389,391
2024	$7,002.00 (+0.47%)
2023	$6,969.00 Homeowner's exemption	$534,677 Land $160,403 Building $374,274	$772,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15315 Ruggles St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15315 Ruggles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Sonic Telecom, Tekify Fiber & Wireless.

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