15313 Harbor Dr, Madeira Beach (Saint Petersburg), FL 33708 Property Records

Pinellas County property record for 15313 Harbor Dr, Madeira Beach, FL 33708

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,085 sqft · built 1961
Lot Size0.137 acres (5,959 sqft)
Owner2 Individual Names on File
Tax Bill$2,604 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone VE (high risk)
APNC62-000-754-8277-8

Property Details

APN / Parcel Number

Primary APNC62-000-754-8277-8
Alternative APNs
  • 09-31-15-52632-000-0070
  • 311509526320000070
  • 153109526320000070
  • R103198

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,085 sqft Living Area
Gross Area1,860 sqft
1st Floor Area1,085 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1983
Architectural StyleH-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,959 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotIntracoastal
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area415 sqft
Deck AreaDeck Area
Loading Dock208 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR103198
Street Address15313 HARBOR DR
CityMADEIRA BEACH
StateFL
Zip33708-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONE PALM BEACH 5TH ADD BLK 29 REPLAT LOT 7
Legal Range15E
Legal Township31S
Legal Section9
Legal SubdivisionLONE PALM BEACH 5TH ADD
Legal Tract52632
Legal Block29
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1001
Census Tract27801

Owner

15313 Harbor Dr is owned and occupied by two individuals who acquired it in January 2012.

Source: Pinellas County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 8549, SAINT PETERSBURG, FL 33738-8549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 24, 2012
Transfer Doc0174741284
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJul 30, 2026
Property Address15313 HARBOR DR, MADEIRA BEACH, FL 33708-1820
Document Number0000204304
Book / Page23645 / 1427
Instrument DateJul 15, 2026
Instrument2026204304
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyDATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address15313 HARBOR DR, MADEIRA BEACH, FL 33708-1820

Mortgage

Document Number0000204304,
DateJul 30, 2026
Book Page23645/1427
Instrument2026204304
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 15, 2056
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15313 Harbor Dr was $2,604 with a homeowner's exemption, up 1.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityMadeira Beach City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,604.00 (+1.84%) Homeowner's exemption$201,360$552,413 Land $478,653 Building $73,760
2024$2,557.00 (-3.51%)
2023$2,650.00 (+3.07%) Homeowner's exemption$204,994 (+3%)$787,526 (+26.33%) Land $691,154 Building $96,372
2022$2,571.00 Homeowner's exemption$199,023$623,396 Land $544,386 Building $79,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15313 Harbor Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 103 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,022 units insured
incl. 919 condo units
Nearby Flood Claims327 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 30 claims
  • Hurricane Helene, Oct 2024 · 131 claims
  • Hurricane Elena, Sep 1985 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15313 Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Harbor Dr

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