15312 Fruitvale Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15312 Fruitvale Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,430 sqft · built 1976
Lot Size	2.28 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2020)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-161-25-00`

Property Details

APN / Parcel Number

Primary APN	`188-161-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	99,752 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	15312 FRUITVALE RD
City	VALLEY CENTER
State	CA
Zip	92082-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 (EX ST) TR PM10270
Legal Subdivision	PARCEL MAP NO 10270
Legal Tract	10270
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2000
Census Tract	19110

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2020	Grant Deed, Transfer · Conventional with PMI JMAC LENDING
Feb 19, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	2020420609
Last Transfer Date	Mar 8, 2021
Transfer Doc	0000195222
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988

Mortgage

Document Number	0000446331
Date	Jun 18, 2021
Instrument	2021-0446331

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15821 FRUITVALE RD, VALLEY CENTER, CA 92082-7670

Mortgage

Document Number	0000824981
Date	Dec 3, 2021
Instrument	2021-0824981

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2021
Property Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Document Number	0000195222
Map Reference	FILE 80-233676
Instrument Date	Mar 8, 2021
Instrument	2021-0195222
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988

Mortgage

Document Number	0000195223
Date	Mar 12, 2021
Instrument	2021-0195223

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2020
Property Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Document Number	0000420609
Instrument Date	Feb 26, 2020
Instrument	420609
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15312 FRUITVALE RD VALLEY CENTER CA 920825988, VALLEY CENTER, CA 92082-5988

Mortgage

Document Number	420610
Date	Jul 30, 2020
Instrument	420610

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2020
Property Address	15312 FRUITVALE RD, VALLEY CENTER, CA 92082-5988
Document Number	0000083589
Instrument Date	Feb 18, 2020
Instrument	83589
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15312 FRUITVALE RD VALLEY CENTER CA 920825988, VALLEY CENTER, CA 92082-5988

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,882 (+2%) Land $190,836 Building $271,046
2025	$5,137.00 (+4.71%) Homeowner's exemption	$452,827 (+4.04%) Land $187,095 Building $265,732
2023	$4,906.00 (+1.85%) Homeowner's exemption	$435,245 Land $179,831 Building $255,414
2022	$4,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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