Charlotte County property record for 15311 Jadestone Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,449 sqft · built 2024 |
| Lot Size | 0.294 acres (12,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,400 (Jul 2024) |
| Tax Bill | $4,143 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-151-013 |
| Primary APN | 42-26-21-151-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,449 sqft Living Area |
| Gross Area | 3,300 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,824 sqft (0.294 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 590 sqft |
| Pool Area | 380 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 15311 JADESTONE DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | TCE 000 0000 6358 TUCKERS COVE LOT 6358 3391181 3431933 |
| Legal Lot Number | 6358 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10503 |
15311 Jadestone Dr is owned and occupied by an individual who bought it in July 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC |
| Jun 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 25, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on File |
| Deed Sale | Jul 25, 2024 · Amount on File |
| Deed Document Number | 3431933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Document Number | 0003629629 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263629629 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Document Number | 0003629629, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20263629629 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Document Number | 0003542161 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 3542161 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 25, 2024 |
| Property Address | 15311 JADESTONE DR, PUNTA GORDA, FL 33982-2737 |
| Document Number | 0003431933 |
| Map Reference | MB 27 PG 7A |
| Instrument Date | Jul 18, 2024 |
| Instrument | 3431933 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,971.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 15311 JADESTONE DRIVE, PUNTA GORDA, FL 33982-2737 |
| Document Number | 0003431934 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 3431934 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
FEMA maps place 15311 Jadestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15311 Jadestone Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 88% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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