1531 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1531 Watervale Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,536 sqft · built 1941
Lot Size	0.506 acres (22,050 sqft)
Owner	2 Individual Names on File
Last Sale	$215,500 (Mar 2021)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-060756`

Property Details

APN / Parcel Number

Primary APN	`03-060756`
Alternative APNs	`3060756` `060756`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,050 sqft (0.506 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	060756
Street Address	1531 WATERVALE RD
City	FALLSTON
State	MD
Zip	21047-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105X210 OR 0.503 1531 WATERVALE ROAD N OF FALLSTON
Legal Subdivision	RICHARDSON ADD TOWN BEL AIR
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303300

Owner

Source: Harford County records · APN 03-060756

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 19, 2021	Deed, Transfer · Stand-Alone First Mortgage EQUITY TRUST CUSTODIAN
Mar 12, 2020	Grant Deed, Foreclosure TITLE365/RECORDING DEPT
Jan 15, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Book / Page	14595 / 81
Last Transfer Date	Sep 18, 2024
Transfer Doc	0164220245
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 31, 2022
Property Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925
Document Number	0154420457
Book / Page	15442 / 457
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SWAN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925

Mortgage

Document Number	0015442464
Date	Mar 31, 2022
Instrument	15442/464

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Oct 01, 2036

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 19, 2021
Property Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925
Document Number	0145950081
Book / Page	14595 / 81
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925

Mortgage

Document Number	0001459585
Date	Mar 19, 2021
Instrument	14595/85

Lender

Name	EQUITY TRUST CUSTODIAN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jul 31, 2021

March 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 12, 2020
Property Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925
Document Number	0137350446
Book / Page	013735 / 000446
Instrument Date	Jan 28, 2020
Transaction Type	Foreclosure
Record Updated	May 22, 2020
Title Company	TITLE365/RECORDING DEPT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 15, 2020
Property Address	1531 WATERVALE RD, FALLSTON, MD 21047-1925
Document Number	0136430262
Book / Page	013643 / 000262
Instrument Date	Oct 31, 2019
Transaction Type	Foreclosure
Record Updated	Feb 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1531 WATERVALE RD FALLSTON MD 210471925, FALLSTON, MD 21047-1925

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,333 (+3%)	$270,200 (+9%) Land $119,300 Building $150,900
2025	$2,669.00 (+7.4%)	$247,900 (+7.33%) Land $119,300 Building $128,600	$247,900 (-) Land $119,300 Building $128,600
2023		$230,967	$247,900 Land $119,300 Building $128,600
2022	$2,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253033002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Watervale Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures