1531 W 1st St, West Plains, MO 65775 Property Records

Howell County property record for 1531 W 1st St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 1978
Lot Size	0.294 acres (12,800 sqft)
Owner	Individual Name on File
Last Sale	$100,100 (Sep 2020)
Tax Bill	$687 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-4.0-20-003-007-014.00000`

Property Details

APN / Parcel Number

Primary APN	`15-4.0-20-003-007-014.00000`

Interior

Building Area	1,330 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	12,800 sqft (0.294 acres)
Lot Dimensions	128 ft deep x 100 ft wide

Location & Zoning

Street Address	1531 W 1ST ST
City	WEST PLAINS
State	MO
Zip	65775-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PADGETT SCHWEGMAN SUB PT SW1/4
Legal Range	08W
Legal Township	24N
Legal Section	20
Legal Subdivision	PADGETT-SCHWEGMAN SUB 103
Legal Block	3
Legal Lot Number	20
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3021
Census Tract	90801

Owner

1531 W 1st St is owned and occupied by an individual who acquired it in February 2021.

Source: Howell County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1531 W 1ST ST, WEST PLAINS, MO 65775-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 22, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	20204508
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000001272
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	1531 W 1ST ST, WEST PLAINS, MO 65775-2016
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 W 1ST ST, WEST PLAINS, MO 65775-2016

Mortgage

Document Number	02026R0995
Date	Mar 10, 2026
Instrument	2026R0995

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Sep 22, 2020
Property Address	1531 W 1ST ST, WEST PLAINS, MO 65775-2016
Document Number	02020R4508
Instrument Date	Sep 22, 2020
Instrument	2020R4508
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	NOT AVAILABLE, SOUTHERN MO LAND SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 W 1ST ST, WEST PLAINS, MO 65775-2016

Mortgage

Document Number	02020R4507
Date	Sep 22, 2020
Instrument	2020R4507

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1531 W 1st St was $687.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,590 (-) Land $1,980 Building $14,610	$87,290 (-) Land $10,420 Building $76,870
2025	$687.00	$16,590 Land $1,980 Building $14,610	$87,290 Land $10,420 Building $76,870
2024	$687.00
2023		$14,810	$77,930 Land $9,300 Building $68,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1531 W 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1531 W 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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