1531 Torch Pine Dr, Rockton, IL 61072 Property Records

Winnebago County property record for 1531 Torch Pine Dr, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,210 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2025)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-19-203-020`

Property Details

APN / Parcel Number

Primary APN	`04-19-203-020`
Alternative APNs	`419203020` `019A429`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,210 sqft Living Area
Basement Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	11,761 sqft (0.27 acres)
Garage Area	914 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	019A429
Street Address	1531 TORCH PINE DR
City	ROCKTON
State	IL
Zip	61072-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	PLAT NO 11 PINECROFT SUB BNG PT NE1/4SEC 19-46-2 LOT 229
Legal Range	2
Legal Township	46
Legal Section	19
Legal Subdivision	PLAT NO 11 PINECROFT SUB
Legal Lot Number	229
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	4
Census Block	4001
Census Tract	4002

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1531 TORCH PINE DR, ROCKTON, IL 61072-2897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	202529436
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 10, 2025
Property Address	1531 TORCH PINE DR, ROCKTON, IL 61072-2897
Document Number	0000029436
Map Reference	PB 40 PG 20B
Instrument Date	Oct 22, 2025
Instrument	2529436
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3785 DYNASTY LN, ROCKFORD, IL 61114-7043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1531 TORCH PINE DR, ROCKTON, IL 61072-2897

Mortgage

Document Number	0000029438
Date	Nov 10, 2025
Instrument	2529438

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 1, 2017
Property Address	1531 TORCH PINE DR, ROCKTON, IL 61072-2897
Document Number	0001026907
Instrument Date	Aug 30, 2017
Instrument	1026907
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1531 TORCH PINE DR ROCKTON IL 610722897, ROCKTON, IL 61072-2897

Mortgage

Document Number	1026908
Date	Sep 1, 2017
Instrument	1026908

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,430.00 (+3.25%) Homeowner's exemption	$103,602 (+9.28%) Land $13,438 Building $90,164	$310,806 (+9.28%) Land $40,314 Building $270,492
2024	$7,196.00 Homeowner's exemption	$94,804 (+22.76%) Land $12,297 Building $82,507	$284,412 (+22.76%) Land $36,891 Building $247,521
2022	Homeowner's exemption	$77,227 Land $10,017 Building $67,210	$231,681 Land $30,051 Building $201,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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