Polk County property record for 1531 Stevens Loop, Babson Park, FL 33827
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,836 sqft · built 1986 |
| Lot Size | 0.616 acres (26,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Mar 2015) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-30-19-949400-037061 |
| Primary APN | 28-30-19-949400-037061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,836 sqft Living Area |
| Gross Area | 4,482 sqft |
| 1st Floor Area | 2,254 sqft |
| Basement Area | 1,810 sqft |
| Finished Basement | 1,582 sqft |
| Unfinished Basement | 228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 26,820 sqft (0.616 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 1,038 sqft |
| Shed | 1 Shed |
| Utility Building | 228 sqft |
| Cooling System | Central |
|---|
| Street Address | 1531 STEVENS LOOP |
|---|---|
| City | BABSON PARK |
| State | FL |
| Zip | 33827-8680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | CROOKED LAKE PB 27 PG 47 47A S30 T30 R28 BLK 37 LOT 6 |
| Legal Range | 28E |
| Legal Township | 30S |
| Legal Section | 19 |
| Legal Subdivision | CROOKED LAKE |
| Legal Tract | 949400 |
| Legal Block | 37 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15404 |
Source: Polk County records · APN 28-30-19-949400-037061
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1531 STEVENS LOOP, BABSON PARK, FL 33827-8680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Aug 18, 2018 | Deed of Trust, Mortgage · VA Mortgage LADERA LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2015 · Amount on Record |
| Deed Sale | Mar 25, 2015 · Amount on Record |
| Deed Document Number | 201552765 |
| Deed Book / Page | 9483 / 2159 |
| Prior Transfer Date | Jan 21, 2014 |
| Prior Transfer Doc | 0091670351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1531 STEVENS LOOP, BABSON PARK, FL 33827-8680 |
| Document Number | 0113751721 |
| Instrument Date | Sep 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1531 STEVENS LOOP BABSON PARK FL 338278680, BABSON PARK, FL 33827-8680 |
| Document Number | 0113751721 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 011375/001721 |
| Instrument | 191908 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1531 STEVENS LOOP, BABSON PARK, FL 33827-8680 |
| Document Number | 0106880716 |
| Instrument Date | Aug 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1531 STEVENS LOOP BABSON PARK FL 338278680, BABSON PARK, FL 33827-8680 |
| Document Number | 0106880716 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 010688/000716 |
| Instrument | 251891 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,862.00 (-23.59%) Homeowner's exemption | $184,278 (+5.99%) | $335,533 (+2.24%) Land $48,069 Building $287,464 |
| 2024 | $2,437.00 (+5.86%) | ||
| 2023 | $2,302.00 (+5.55%) Homeowner's exemption | $173,869 (+5.12%) | $328,172 (+18.75%) Land $33,069 Building $295,103 |
| 2022 | $2,181.00 Homeowner's exemption | $165,407 | $276,350 Land $20,318 Building $256,032 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2005) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKE WALES serves 18,722 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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