1531 Spruce Dr, Georgetown, FL 32139 Property Records

Putnam County property record for 1531 Spruce Dr, Georgetown, FL 32139

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$194,900 (Apr 2022)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-27-7061-0480-0010`

Property Details

APN / Parcel Number

Primary APN	`08-13-27-7061-0480-0010`
Alternative APN	`45771`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	104 ft deep x 111 ft wide

Location & Zoning

Account Number	45771
Street Address	1531 SPRUCE DR
City	GEORGETOWN
State	FL
Zip	32139-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE LAKES S/D UNIT 2, MB5 P39 BLK 48 LOT 1
Legal Range	27E
Legal Township	13S
Legal Section	08
Legal Subdivision	PARADISE LAKES SUB
Legal Block	48
Legal Lot Number	1
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1056
Census Tract	951402

Owner

1531 Spruce Dr is owned and occupied by an individual who bought it in April 2022.

Source: Putnam County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Apr 22, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 14, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	202210716
Deed Book / Page	1666 / 1721
Prior Transfer Date	Apr 22, 2022
Prior Transfer Doc	0016651291
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 29, 2022
Property Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911
Document Number	0016661721
Book / Page	1666 / 1721
Map Reference	MB 5 PG 39
Instrument Date	Apr 28, 2022
Instrument	202254010716
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911

Mortgage

Document Number	0016661723
Date	Apr 29, 2022
Instrument	1666/1723

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 22, 2022
Property Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911
Document Number	0016651291
Book / Page	1665 / 1291
Map Reference	MB 5 PG 39
Instrument Date	Apr 22, 2022
Instrument	202254009902
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 23, 2021
Property Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911
Document Number	0016321386
Book / Page	1632 / 1386
Map Reference	MB 5 PG 39
Instrument Date	Aug 19, 2021
Instrument	202154019031
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

April 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	PUTNAM FL
Recording Date	Apr 14, 2021
Property Address	1531 SPRUCE DR, GEORGETOWN, FL 32139-2911
Document Number	0016150768
Book / Page	1615 / 768
Map Reference	MB 5 PG 39
Instrument Date	Apr 14, 2021
Instrument	202154008243
Transaction Type	Foreclosure
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$23.10
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 S HOLLAND AVE, SPRINGFIELD, MO 65807-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 PALM DR, GEORGETOWN, FL 32139-3140

Tax Assessment & Valuation

The 2025 property tax bill for 1531 Spruce Dr was $1,620 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 Homeowner's exemption	$117,780 Land $13,180 Building $104,600	$117,780 Land $13,180 Building $104,600
2023	$1,482.00 (+1,603.45%) Homeowner's exemption	$115,530 (+2,000.55%)	$115,530 (+2,000.55%) Land $8,240 Building $107,290
2022	$87.00	$5,500	$5,500 Land $5,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1531 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	26 (2001–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1531 Spruce Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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