1531 Silver Trl, Napa, CA 94558 Property Records

Napa County property record for 1531 Silver Trl, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,615 sqft · built 1959
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Nov 2020)
Tax Bill	$28,027 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-341-005-000`

Property Details

APN / Parcel Number

Primary APN	`060-341-005-000`
Alternative APNs	`060-341-005` `06034105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	060-341-005
Street Address	1531 SILVER TRL
City	NAPA
State	CA
Zip	94558-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB2
Legal Description	LOT 24 AMEND SILVERADO COUNTRY CLUB ESTATES NO 1 6R/M67 TRA=1800/842
Legal Subdivision	SILVERADO COUNTRY CLUB EST NO 1
Legal Lot Number	24
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3000
Census Tract	201401

Owner

1531 Silver Trl is owned by two individuals who bought it in November 2020.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4502 MOUNTAIN PATH DR, AUSTIN, TX 78759-7215
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 3, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	202028932
Prior Transfer Date	Mar 31, 2006
Prior Transfer Doc	0000011488
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1531 SILVER TRL, NAPA, CA 94558-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003151
Date	Feb 8, 2017
Instrument	2017-0003151

Lender

Name	UMPQUA BANK
Type	Bank
Address	NAPA, CA 94559

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1531 SILVER TRL, NAPA, CA 94558-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024293
Date	Dec 20, 2018
Instrument	2018-0024293

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 3, 2020
Property Address	1531 SILVER TRL, NAPA, CA 94558-1416
Document Number	0000028932
Map Reference	MB 6 PG 67
Instrument Date	Oct 28, 2020
Instrument	2020-0028932
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	52 MARNE AVE, SAN FRANCISCO, CA 94127-1648

Mortgage

Document Number	0000028933
Date	Nov 3, 2020
Instrument	2020-0028933

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	1.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	6.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1531 Silver Trl was $28,027, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,027.00 (+2.08%)	$2,428,975 (+2%) Land $1,545,712 Building $883,263	$2,428,975 (+2%) Land $1,545,712 Building $883,263
2025	$27,456.00	$2,381,349 Land $1,515,404 Building $865,945	$2,381,349 Land $1,515,404 Building $865,945
2023	$26,043.00 (+1.46%)	$2,288,880 Land $1,456,560 Building $832,320
2022	$25,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1531 Silver Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	11 (1986–2011)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1531 Silver Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

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