1531 Shepherd Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 1531 Shepherd Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,654 sqft · built 1960
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$83,100 (Apr 2018)
Tax Bill	$571 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2023 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`55W170104400`

Property Details

APN / Parcel Number

Primary APN	`55W170104400`
Alternative APNs	`010236` `10236`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,654 sqft Adjusted Area
1st Floor Area	1,502 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	160 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1531 SHEPHERD RD
City	COLUMBUS
State	MS
Zip	39702-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 LOT 2 & LOT A 1531 SHEPHERD RD LOT 1 BLOCK 5 9B
Legal Range	18W
Legal Township	18S
Legal Section	11
Legal Subdivision	SUNSET BLUFFS
Legal Block	5
Legal Lot Number	2-1
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	500

Owner

Source: Lowndes County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 27, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Apr 2, 2018	Warranty Deed, Transfer
Jul 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS
Jun 19, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Jun 19, 2017
Deed Book / Page	2018 / 2040
Last Transfer Date	Jul 2, 2024
Transfer Doc	0020244791
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202524549
Date	Oct 24, 2025
Book Page	2025/24549

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202318895
Date	Sep 1, 2023
Book Page	2023/18895

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202138545
Date	Dec 30, 2021
Book Page	2021/38545

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Document Number	0020195500
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 SHEPHERD RD COLUMBUS MS 397022805, COLUMBUS, MS 39702-2805

Mortgage

Document Number	0020195500
Date	Apr 2, 2019
Book Page	002019/005500

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	JACKSON, MS 39202

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2024

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 2, 2018
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Document Number	0020182040
Book / Page	2018 / 2040
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 28, 2017
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Document Number	0020176291
Book / Page	002017 / 016291
Instrument Date	Jul 20, 2017
Transaction Type	Construction Loan
Record Updated	Aug 30, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 ELM DR COLUMBUS MS 397018603, COLUMBUS, MS 39701-8603

Mortgage

Document Number	20176291
Date	Jul 28, 2017
Book Page	002017/016291

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2018

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 19, 2017
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Document Number	0020174188
Book / Page	002017 / 004188
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	390 ELM DR COLUMBUS MS 397018603, COLUMBUS, MS 39701-8603

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 13, 2017
Property Address	1531 SHEPHERD RD, COLUMBUS, MS 39702-2805
Document Number	0020171629
Book / Page	002017 / 001629
Instrument Date	Mar 1, 2017
Transaction Type	Foreclosure
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BOULEVARD MAC #X7801 FORT MILL SC 29715, X7801, FORT MILL, SC 29715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$571.00 (+1.78%) Homeowner's exemption	$4,635 (+18.82%)	$46,350 (+18.82%) Land $4,590 Building $41,760
2024	$561.00 (+17.86%)
2023	$476.00 Homeowner's exemption	$3,901	$39,010 Land $4,590 Building $34,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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