1531 Ridgeway Dr, Liberty, MO 64068 Property Records

Clay County property record for 1531 Ridgeway Dr, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,426 sqft · built 1990
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$356,440 (May 2025)
Tax Bill$3,437 (2025)
Deeds & MortgagesMar 2021 Line of Credit
May 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-105-00-06-002.00

Property Details

APN / Parcel Number

Primary APN15-105-00-06-002.00
Alternative APNs
  • 1510500060020001
  • 262218

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,426 sqft Living Area
Gross Area2,864 sqft
1st Floor Area1,426 sqft
Basement Area736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions129 ft deep x 72 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1531 RIDGEWAY DR
CityLIBERTY
StateMO
Zip64068-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWYCK PARK 3RD PLAT LT 2
Legal Range31W
Legal Township51N
Legal Section06
Legal SubdivisionNORTHWYCK PARK 3RD
Legal Lot Number2
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3019
Census Tract21401

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF WESTON
May 9, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMUNITYAMERICA CU
Dec 16, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 9, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2025 · Amount on Record
Deed SaleMay 9, 2025 · Amount on Record
Prior SaleDec 9, 2022
Deed Document Number202510821
Deed Book / Page9931 / 152
Prior Transfer DateSep 5, 1997
Prior Transfer Doc0000057321
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009653
DateMar 5, 2021
Book Page8982/155
Instrument2021009653
Lender
NameBANK OF WESTON
TypeBank
AddressWESTON, MO 64098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 5, 2022

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMay 9, 2025
Property Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234
Document Number0000010821
Book / Page9931 / 152
Instrument DateMay 6, 2025
Instrument2025010821
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyEVERHOME TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234

Mortgage

Document Number0000010862
DateMay 9, 2025
Instrument2025010862
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 JASMINE CIR, SMITHVILLE, MO 64089-8267

Mortgage

Document Number0000038830
DateDec 16, 2022
Book Page9493/81
Instrument2022038830
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateDec 9, 2022
Property Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234
Document Number0000038382
Book / Page9490 / 167
Instrument DateDec 6, 2022
Instrument2022038382
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyTHOMSON AFFINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 RIDGEWAY DR, LIBERTY, MO 64068-1234

Mortgage

Document Number0000038830
DateDec 9, 2022
Instrument2022038830
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,437.00 (+3.4%)$47,840 (+12.56%)$251,789 (+12.56%)
2023$3,324.00 (+17.46%)$42,500$223,684
2019$2,830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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