Charleston County property record for 1531 Privateer Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1998 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 532-14-00-229 |
| Primary APN | 532-14-00-229 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 55 ft deep x 115 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1531 PRIVATEER DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -PIRATES COVE DESCRIPTION -LOT 69 |
| Legal Subdivision | PIRATES COVE |
| Legal Lot Number | 69 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 4701 |
1531 Privateer Dr is owned and occupied by an individual.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1531 PRIVATEER DR, MOUNT PLEASANT, SC 29464-4938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REV FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1531 PRIVATEER DR, MOUNT PLEASANT, SC 29464-4938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1531 PRIVATEER DR, MOUNT PLEASANT, SC 29464-4938 |
| Document Number | 0011490073 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 1149/73 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | Aug 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1531 PRIVATEER DR, MOUNT PLEASANT, SC 29464-4938 |
| Document Number | 0900/0514 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1531 PRIVATEER DR MOUNT PLEASANT SC 294644938, MOUNT PLEASANT, SC 29464-4938 |
| Document Number | 0900/0514 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000900/000514 |
| Name | REV FCU |
|---|---|
| Address | PO BOX 118000, NORTH CHARLESTON, SC 29423-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 27, 2035 |
The 2025 property tax bill for 1531 Privateer Dr was $1,895, up 11.9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 (+11.93%) | $471,493 (+2,774.96%) Land $241,286 Building $230,207 | $875,200 Land $360,000 Building $515,200 |
| 2024 | $1,693.00 | $16,400 | |
| 2022 | $1,413.00 | $14,840 | $468,700 Land $265,000 Building $203,700 |
| 2020 | $507,600 Land $265,000 Building $242,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1531 Privateer Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 512 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 134 condo units |
| Nearby Flood Claims | 72 (1980–2024) |
| Claims Outside the SFHA | 33 of 72 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1531 Privateer Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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