1531 Pier Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1531 Pier Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2001)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-06-403-003`

Property Details

APN / Parcel Number

Primary APN	`05-06-403-003`
Alternative APNs	`506403003` `330A441A`

Exterior

Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Account Number	330A441A
Street Address	1531 PIER DR
City	DAVIS
State	IL
Zip	61019-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1531
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1531
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1008
Census Tract	4100

Owner

1531 Pier Dr is owned and occupied by two individuals who bought it in January 2001.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1531 PIER DR, DAVIS, IL 61019-9649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2001 · Amount on File
Deed Sale	Jan 10, 2001 · Amount on File
Deed Document Number	2001106478
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1531 PIER DR, DAVIS, IL 61019-9649
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016346
Date	Jul 21, 2023
Instrument	2316346

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2043

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1531 PIER DR, DAVIS, IL 61019-9649
Document Number	0001028062
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1531 PIER DR DAVIS IL 610199649, DAVIS, IL 61019-9649

Mortgage

Document Number	0001028062
Date	Sep 13, 2017
Instrument	1028062

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 12, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1531 Pier Dr was $5,860 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00	$95,422 Land $26,731 Building $68,691	$286,266 Land $80,193 Building $206,073
2022	Homeowner's exemption	$65,232 Land $18,458 Building $46,774	$195,696 Land $55,374 Building $140,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1531 Pier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1531 Pier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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