O'Brien County property record for 1531 Oak St, Sheldon, IA 51201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,054 sqft · built 1977 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Mar 2026) |
| Tax Bill | $5,118 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2009 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0049177000 |
| Primary APN | 0049177000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 641 sqft |
| Basement Area | 1,041 sqft |
| Finished Basement | 1,041 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 622 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1531 OAK ST |
|---|---|
| City | SHELDON |
| State | IA |
| Zip | 51201-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW HORIZON THIRD ADD LOT 1 BLK 2 |
| Legal Subdivision | NEW HORIZON THIRD ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 490300 |
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Feb 2, 2009 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Aug 28, 2015 | Deed of Trust, Mortgage SHELDON CHAMBER & DEVELOPMENT CORP |
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK |
| Jun 6, 2016 | Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 2026652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201901961 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-01961 |
| Name | BANK |
|---|---|
| Type | Bank |
| Address | HULL, IA 51239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200900332 |
|---|---|
| Date | Feb 2, 2009 |
| Instrument | 2009-00332 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELDON, IA 51201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 130 Months |
| Due | Dec 26, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201502228 |
|---|---|
| Date | Aug 28, 2015 |
| Instrument | 2015-02228 |
| Name | SHELDON CHAMBER & DEVELOPMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SHELDON, IA 51201 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Mar 3, 2026 |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0020260652 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2026-0652 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0020260653 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026-0653 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Oct 23, 2020 |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0202003001 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020-03001 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0202003002 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-03002 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201901961 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-01961 |
| Name | BANK |
|---|---|
| Type | Bank |
| Address | HULL, IA 51239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 6, 2016 |
| Property Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0201601596 |
| Instrument Date | May 31, 2016 |
| Instrument | 2016-01596 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1531 OAK ST, SHELDON, IA 51201-1326 |
| Document Number | 0201601597 |
|---|---|
| Date | Jun 6, 2016 |
| Instrument | 2016-01597 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2036 |
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sheldon City |
| Unified School District | Sheldon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,118.00 (+4.45%) Homeowner's exemption | $346,310 (+12.54%) Land $26,130 Building $320,180 | $346,310 (+12.54%) Land $26,130 Building $320,180 |
| 2024 | $4,900.00 (+14.06%) | ||
| 2023 | $307,710 (+22.58%) Land $26,130 Building $281,580 | $307,710 (+22.58%) Land $26,130 Building $281,580 | |
| 2022 | $4,296.00 Homeowner's exemption | $251,020 Land $12,350 Building $238,670 | |
| 2021 | $251,020 Land $12,350 Building $238,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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