1531 McDermott Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 1531 McDermott Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,527 sqft · built 1980
Lot Size0.175 acres (7,634 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Dec 2023)
Tax Bill$5,935 (2025)
Deeds & MortgagesDec 2023 Sale
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN232-180-550-000

Property Details

APN / Parcel Number

Primary APN232-180-550-000
Alternative APN
  • 23146036

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,527 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Construction TypeWood
Lot Area7,634 sqft (0.175 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number23146036
Street Address1531 MCDERMOTT DR
CityTRACY
StateCA
Zip95376-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code06
Legal DescriptionREDRAWN JAN-11-1994 FROM ORIGINAL APN 231-460-36
Legal SubdivisionGREENLEAF #3
Legal Lot Number59
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3003
Census Tract5308

Owner

Source: San Joaquin County records · APN 232-180-550-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address32306 GEMINI DR, UNION CITY, CA 94587-4060
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 12, 2017Loan Modification, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jan 12, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2023 · Amount on Record
Deed SaleDec 06, 2023 · Amount on Record
Prior SaleSep 30, 2014
Deed Document Number2023-099201
Record UpdatedJun 08, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 06, 2023
Property Address1531 MCDERMOTT DR, TRACY, CA 95376-3236
Document Number0000099201
Map ReferenceMB 23 PG 83
Instrument DateDec 05, 2023
Instrument2023-099201
Transaction TypeTransfer
Record UpdatedDec 18, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address32306 GEMINI DR, UNION CITY, CA 94587-4060

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1531 MCDERMOTT DR, TRACY, CA 95376-3236
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 MCDERMOTT DR, TRACY, CA 95376-3236

Mortgage

Document Number0000123178
DateJul 23, 2021
Instrument2021-123178
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2051

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN JOAQUIN CA
Property Address1531 MCDERMOTT DR, TRACY, CA 95376-3236
Document Number0000020357
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 MCDERMOTT DR TRACY CA 953763236, TRACY, CA 95376-3236

Mortgage

Document Number0000020357
DateFeb 17, 2017
Instrument20357
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1531 MCDERMOTT DR, TRACY, CA 95376-3236
Document Number0000020358
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 MCDERMOTT DR TRACY CA 953763236, TRACY, CA 95376-3236
InvestorPossibly a Property Investor

Mortgage

Document Number0000020358
DateFeb 17, 2017
Instrument20358
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$5,935.00 (+146.98%)$515,100 (+134.09%) Land $153,000 Building $362,100
2023$2,403.00 (-36.71%)$220,044 Land $55,011 Building $165,033
2022$3,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Zinnia Networks.

Based on FCC filings for 796 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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