Union County property record for 1531 Henry Smith Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,442 sqft · built 2004 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2024) |
| Tax Bill | $2,663 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-129-016 |
| Primary APN | 08-129-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 1,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 407 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 1531 HENRY SMITH RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 PIEDMONT ACRES; 8881-0309 |
| Legal Subdivision | PIEDMONT ACRES |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20206 |
1531 Henry Smith Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1531 HENRY SMITH RD, MONROE, NC 28110-7718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 7, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on File |
| Deed Sale | Apr 5, 2024 · Amount on File |
| Prior Sale | Oct 7, 2022 · Amount on File |
| Deed Document Number | 20247527 |
| Deed Book / Page | 8881 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 5, 2024 |
| Property Address | 1531 HENRY SMITH RD, MONROE, NC 28110-7718 |
| Document Number | 0008881309 |
| Book / Page | 8881 / 309 |
| Map Reference | MB 223 PG 455 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 7527 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2024 LIGHT BRIGADE DR, MATTHEWS, NC 28105-3919 |
| Name | Verified Name |
|---|---|
| Address | 1531 HENRY SMITH RD, MONROE, NC 28110-7718 |
| Document Number | 0000007528 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 7528 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 7, 2022 |
| Property Address | 1531 HENRY SMITH RD, MONROE, NC 28110-7718 |
| Document Number | 0000858783 |
| Book / Page | 8587 / 83 |
| Map Reference | MB 223 PG 455 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 34807 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5300 CHINEMIST CT, CHARLOTTE, NC 28269-0101 |
| Document Number | 0000034808 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 34808 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 1531 Henry Smith Rd was $2,663.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,200 (-) Land $75,800 Building $448,400 | $524,200 (-) Land $75,800 Building $448,400 | |
| 2025 | $2,663.00 | $524,200 Land $75,800 Building $448,400 | $524,200 Land $75,800 Building $448,400 |
| 2023 | $2,286.00 | $341,600 Land $38,400 Building $303,200 | $341,600 Land $38,400 Building $303,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1531 Henry Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1531 Henry Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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