1531 Echo Ln, Fort Wayne, IN 46815 Property Records

Allen County property record for 1531 Echo Ln, Fort Wayne, IN 46815

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,136 sqft · built 1971
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$219,317 (Oct 2025)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08-34-457-013.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-34-457-013.000-072`
Alternative APN	`7532210008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,068 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	52 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1531 ECHO LN
City	FORT WAYNE
State	IN
Zip	46815-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KERN VALLEY FARM SEC 1 LOT 8
Legal Subdivision	KERN VALLEY FARM
Legal Lot Number	8
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1012
Census Tract	10812

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1531 ECHO LN, FORT WAYNE, IN 46815-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRE POLICE CITY COUNTY FCU
Oct 20, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Document Number	202547362
Prior Transfer Date	Oct 16, 2025
Prior Transfer Doc	2025047362
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	1531 ECHO LN, FORT WAYNE, IN 46815-8201
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019047890
Date	Sep 23, 2019
Instrument	2019047890

Lender

Name	FIRE POLICE CITY COUNTY FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	157 Months
Due	Oct 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Oct 20, 2025
Property Address	1531 ECHO LN, FORT WAYNE, IN 46815-8201
Document Number	2025047362
Map Reference	PL 32 PG 56&57
Instrument Date	Oct 16, 2025
Instrument	2025047362
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 ECHO LN # 153, 153, FORT WAYNE, IN 46815-8201

Mortgage

Document Number	2025047363
Date	Oct 20, 2025
Instrument	2025047363

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	2025047364
Date	Oct 20, 2025
Instrument	2025047364

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (+10.69%)	$170,300 (+2.84%) Land $24,400 Building $145,900	$170,300 (+2.84%) Land $24,400 Building $145,900
2024	$1,515.00 (+635.44%)	$165,600 (+25.08%) Land $24,400 Building $141,200	$165,600 (+25.08%) Land $24,400 Building $141,200
2023	$206.00 (+4.57%)	$132,400 (+8.88%) Land $24,400 Building $108,000	$132,400 (+8.88%) Land $24,400 Building $108,000
2022	$197.00 (-0.51%)	$121,600 Land $24,400 Building $97,200	$121,600 Land $24,400 Building $97,200
2021	$198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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