1531 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1531 E Tonto Dr, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,768 sqft · built 2024
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual on Record
Last Sale	$761,888 (Oct 2024)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`314-01-707`

Property Details

APN / Parcel Number

Primary APN	`314-01-707`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,263 sqft
2nd Floor Area	1,505 sqft

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,665 sqft (0.153 acres)
Parking Spaces	3 Parking Spaces
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1531 E TONTO DR
City	GILBERT
State	AZ
Zip	85298-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTON CENTRAL PHASE 1 MCR 1674-19
Legal Subdivision	WATERSTON CENTRAL PHASE 1
Legal Phase	1
Legal Lot Number	69
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	816003

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1531 E TONTO DR, GILBERT, AZ 85298-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Oct 31, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	20240582767
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1531 E TONTO DR, GILBERT, AZ 85298-2404
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 E TONTO DR, GILBERT, AZ 85298-2404

Mortgage

Document Number	0000003224
Date	Jan 5, 2026
Instrument	20260003224

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1531 E TONTO DR, GILBERT, AZ 85298-2404
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 E TONTO DR, GILBERT, AZ 85298-2404

Mortgage

Document Number	0000530489
Date	Sep 15, 2025
Instrument	20250530489

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2054

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2024
Property Address	1531 E TONTO DR, GILBERT, AZ 85298-2404
Document Number	0000582767
Map Reference	MB 1674 PG 19
Instrument Date	Oct 23, 2024
Instrument	20240582767
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7001 N SCOTTSDALE RD STE 2020, 2020, SCOTTSDALE, AZ 85253-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1531 E TONTO DR, GILBERT, AZ 85298-2404

Mortgage

Document Number	0000582768
Date	Oct 31, 2024
Instrument	20240582768

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,510 (+609.94%)	$625,100 (+964.91%) Land $125,000 Building $500,100
2025	$2,538.00 (+635.65%)
2024		$8,805	$58,700 Land $58,700
2023	$345.00 (+1,012.9%)
2022	$31.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: AirFiber WISP, T-Mobile, Verizon.

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