1531 E 980 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1531 E 980 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,961 sqft · built 2015
Lot Size	0.145 acres (6,324 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2015)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-796-0103`

Property Details

APN / Parcel Number

Primary APN	`55-796-0103`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,961 sqft Living Area
Gross Area	3,233 sqft
Basement Area	852 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,324 sqft (0.145 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1531 E 980 N
City	SPANISH FORK
State	UT
Zip	84660-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103, PLAT A, WHITE RAIL OVERLOOK SUB AREA 0.145 AC.
Legal Subdivision	OVERLOOK SUB
Legal Lot Number	103
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	2
Census Block	2020
Census Tract	10306

Owner

1531 E 980 N is owned and occupied by an individual who bought it in September 2015.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1531 E 980 N, SPANISH FORK, UT 84660-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY CREEK MORTGAGE CORP
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jun 5, 2019	Deed of Trust, Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2015 · Amount on File
Deed Sale	Sep 11, 2015 · Amount on File
Prior Sale	Sep 11, 2015
Deed Document Number	201583658
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1531 E 980 N, SPANISH FORK, UT 84660-1336
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046099
Date	Apr 13, 2022
Instrument	46099:2022

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1531 E 980 N, SPANISH FORK, UT 84660-1336
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	PLACE TITEL INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129397
Date	Aug 27, 2020
Instrument	129397:2020

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1531 E 980 N, SPANISH FORK, UT 84660-1336
Document Number	0000053801
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 E 980 N SPANISH FORK UT 846601336, SPANISH FORK, UT 84660-1336

Mortgage

Document Number	0000053801
Date	Jun 14, 2019
Instrument	53801

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1531 E 980 N was $2,780.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,130 (-47.96%)	$496,600 (-5.37%) Land $182,400 Building $314,200
2025	$2,780.00	$524,800 Land $182,400 Building $342,400	$524,800 Land $182,400 Building $342,400
2024	$2,780.00 (+9.06%)
2023	$2,549.00 (-2.15%)	$263,065	$478,300 Land $173,700 Building $304,600
2022	$2,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1531 E 980 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1531 E 980 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Utah Broadband, Verizon.

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