1531 3rd St S, Fargo, ND 58103 Property Records

Cass County property record for 1531 3rd St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,546 sqft · built 1955
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$133,600 (Oct 2005)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Oct 2017 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-0120-02080-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-02080-000`

Interior

Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Street Address	1531 3RD ST S
City	FARGO
State	ND
Zip	58103-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 228 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOTS 228 & 229
Legal Subdivision	BELMONT PARK
Legal Lot Number	228-229
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1006
Census Tract	901

Owner

Source: Cass County records · APN 01-0120-02080-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1531 3RD ST S, FARGO, ND 58103-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	20051153256
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1531 3RD ST S, FARGO, ND 58103-4331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001522963
Date	Oct 13, 2017
Instrument	1522963

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 20, 2027

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (-37.22%)	$141,050 (+7.02%) Land $30,350 Building $110,700	$282,100 (+7.02%) Land $60,700 Building $221,400
2023	$3,573.00	$131,800 Land $30,350 Building $101,450	$263,600 Land $60,700 Building $202,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 316 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF FARGO serves 120,762 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.