1531 190th St, Clarence, IA 52216 Property Records

Cedar County property record for 1531 190th St, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,864 sqft · built 1909
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2020)
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008007153000040`

Property Details

APN / Parcel Number

Primary APN	`008007153000040`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	964 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Lean-To	368 sqft
Utility Building	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1531 190TH ST
City	CLARENCE
State	IA
Zip	52216-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PARC B SE SW
Legal Range	02W
Legal Township	81N
Legal Section	15
Legal Subdivision	PRINCIPAL MERIDIAN 5TH ADD
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1116
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1531 190TH ST, CLARENCE, IA 52216-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEWITT BANK & TRUST
Jun 19, 2020	Warranty Deed, Transfer · Line of Credit FIDELITY BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	20201928
Deed Book / Page	1527 / 287
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1531 190TH ST, CLARENCE, IA 52216-9379
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001555/233
Date	Nov 18, 2020
Book Page	1555/233
Instrument	2020 4001

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1531 190TH ST, CLARENCE, IA 52216-9379
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001522/281
Date	May 21, 2020
Book Page	1522/281
Instrument	2020 1537

Lender

Name	DEWITT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2021

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 19, 2020
Property Address	1531 190TH ST, CLARENCE, IA 52216-9379
Document Number	001527/287
Book / Page	1527 / 287
Map Reference	MB H PG 245
Instrument Date	Jun 19, 2020
Instrument	2020 1928
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1531 190TH ST, CLARENCE, IA 52216-9379

Mortgage

Document Number	001527/296
Date	Jun 19, 2020
Book Page	1527/296
Instrument	2020 1929

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00 Homeowner's exemption	$331,230 (-) Land $62,200 Building $269,030	$331,230 (-) Land $62,200 Building $269,030
2025	$3,532.00 (+64.13%) Homeowner's exemption	$331,230 (+75.19%) Land $62,200 Building $269,030	$331,230 (+75.19%) Land $62,200 Building $269,030
2024	$2,152.00 (+13.38%)
2023		$189,070 (+24.19%) Land $62,800 Building $126,270	$189,070 (+24.19%) Land $62,800 Building $126,270
2022	$1,898.00 Homeowner's exemption	$152,240 Land $45,450 Building $106,790
2021			$152,240 Land $45,450 Building $106,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130

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