15309 Flud Rd, Kemp, TX 75143 Property Records

Kaufman County property record for 15309 Flud Rd, Kemp, TX 75143

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,440 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R54083`

Property Details

APN / Parcel Number

Primary APN	`R54083`
Alternative APN	`99.0197.0000.0465.01.04.00`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	270 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R54083
Old Parcel Number	99019700000465010400
Street Address	15309 FLUD RD
City	KEMP
State	TX
Zip	75143-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EZEKIAL HIGDON, TRACT 465.01; .5 ACRES
Legal Subdivision	EZEKIAL HIGDON
Legal Tract	465.01
Jurisdiction	KAUFMAN TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	4
Census Block	4010
Census Tract	51301

Owner

15309 Flud Rd is owned and occupied by an individual who acquired it in April 2024.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15309 FLUD RD, KEMP, TX 75143-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2024	Vendor's Lien, Transfer MORTGAGE RESEARCH CENTER LLC
Aug 23, 2021	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024
Deed Sale	Apr 2, 2024
Prior Sale	Jan 13, 2010
Deed Document Number	2024-0009458
Deed Book / Page	8446 / 91
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15309 FLUD RD, KEMP, TX 75143-4538
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071660464
Date	Aug 23, 2021
Book Page	7166/464
Instrument	2021-0033748

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Apr 2, 2024
Property Address	15309 FLUD RD, KEMP, TX 75143-4538
Document Number	0084460091
Book / Page	8446 / 91
Map Reference	DOC 2009-00009123
Instrument Date	Apr 1, 2024
Instrument	2024-0009458
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15309 FLUD RD, KEMP, TX 75143-4538
Investor	Possibly a Property Investor

Mortgage

Date	Apr 2, 2024

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0084460095
Date	Apr 2, 2024
Book Page	8446/95
Instrument	2024-0009459

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Aug 23, 2021
Property Address	15309 FLUD RD, KEMP, TX 75143-4538
Document Number	0071660441
Book / Page	7166 / 441
Map Reference	DOC 2009-00009123
Instrument Date	Aug 18, 2021
Instrument	2021-0033745
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	SUPERIOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 W MICHTES ST, MABANK, TX 75147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15309 FLUD RD, KEMP, TX 75143-4538

Mortgage

Date	Aug 23, 2021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,004 Land $30,000 Building $144,004	$174,004 Land $30,000 Building $144,004
2024	$1,440.00 (+16.41%)
2023	$1,237.00 (-53.25%)	$138,435 Land $30,000 Building $108,435	$138,435 Land $30,000 Building $108,435
2022	$2,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15309 Flud Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15309 Flud Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEMP serves 1,283 people · EPA ID TX1290004
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021 E. coli not recorded as resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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