15309 Elm St E, Sumner, WA 98390 Property Records

Pierce County property record for 15309 Elm St E, Sumner, WA 98390

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 2,593 sqft · built 2018
Lot Size0.201 acres (8,748 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Feb 2019)
Tax Bill$8,964 (2025)
Deeds & MortgagesNov 2019 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN052019-6-080

Property Details

APN / Parcel Number

Primary APN052019-6-080

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,593 sqft Living Area
Gross Area783 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,748 sqft (0.201 acres)
Garage TypeAttached
Garage Area783 sqft
Parking Spaces3 Parking Spaces
PorchOpen Slab
Porch Area533 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address15309 ELM ST E
CitySUMNER
StateWA
Zip98390-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUM
Legal DescriptionSECTION 19 TOWNSHIP 20 RANGE 05 QUARTER 22 L 2 OF S P 2016-10-21-5003 EASE OF RECORD OUT OF 2-003 SEG 2017-0231 BB 11/23/16 BB
Legal Range05
Legal Township20
Legal Section19
Legal SubdivisionSP#PLN2015-00041
Legal Lot Number2
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1009
Census Tract73301

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15309 ELM ST E, SUMNER, WA 98390-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2019Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Feb 1, 2019Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
RONALD E & KAY E HAMILTON
Jan 16, 2017Deed of Trust, Mortgage
BARBARA J GIENGER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2019 · Amount on Record
Deed SaleFeb 1, 2019 · Amount on Record
Deed Document Number2019157
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address15309 ELM ST E, SUMNER, WA 98390-2739
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011060297
DateNov 6, 2019
Instrument201911060297
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address15309 ELM ST E, SUMNER, WA 98390-2739
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001280933
DateJan 28, 2021
Instrument202101280933
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateFeb 1, 2019
Property Address15309 ELM ST E, SUMNER, WA 98390-2739
Document Number0002010157
Map ReferenceDOC201610215003
Instrument DateJan 22, 2019
Instrument201902010157
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,633.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15309 ELM ST E, SUMNER, WA 98390-2739

Mortgage

Document Number0002010158
DateFeb 1, 2019
Instrument201902010158
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address15309 ELM ST E, SUMNER, WA 98390-2739
Document Number1802120478
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 736 PUYALLUP WA 983710066, PUYALLUP, WA 98371-0066

Mortgage

Document Number1802120478
DateFeb 12, 2018
Instrument201802120478
Lender
NameRONALD E & KAY E HAMILTON
Address7625 146TH AVE E, SUMNER, WA 98390-8244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 11, 2019

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address15309 ELM ST E, SUMNER, WA 98390-2739
Document Number1701170801
Instrument DateJan 16, 2017
Transaction TypeMortgage
Record UpdatedNov 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 736 PUYALLUP WA 983710066, PUYALLUP, WA 98371-0066

Mortgage

Document Number1701170801
DateJan 17, 2017
Instrument201701170801
Lender
NameBARBARA J GIENGER
Address8120 117TH STREET CT E, PUYALLUP, WA 98373-4798
Agreement
AmountAmount Recorded
Term24 Months
DueJan 16, 2019

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalitySumner City
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,400 (+8.28%) Land $237,700 Building $520,700$758,400 (+8.28%) Land $237,700 Building $520,700
2025$8,964.00 (+23.76%)
2024$7,243.00 (+3.28%)$700,400 (+0.55%) Land $207,400 Building $493,000$700,400 (+0.55%) Land $207,400 Building $493,000
2023$7,013.00$696,600 Land $227,600 Building $469,000$696,600 Land $227,600 Building $469,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Winter Storms, Land & Muds Slides,flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMNER
serves 16,438 people · EPA ID WA5385120
Water SourceGroundwater
Last State InspectionOct 2021
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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