15309 E 89th St N, Owasso, OK 74055 Property Records

Rogers County property record for 15309 E 89th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 2003
Lot Size0.247 acres (10,759 sqft)
OwnerIndividual on Record
Last Sale$296,000 (Feb 2026)
Tax Bill$2,908 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN000000-00-0-21630-007-0011

Property Details

APN / Parcel Number

Primary APN000000-00-0-21630-007-0011
Alternative APNs
  • 0079802
  • 79802

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,547 sqft Living Area
1st Floor Area1,547 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area10,759 sqft (0.247 acres)
Garage TypeAttached
Garage Area928 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number79802
Street Address15309 E 89TH ST N
CityOWASSO
StateOK
Zip74055-8521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLOCK 7 PRESTON LAKES II
Legal Range14E
Legal Township21N
Legal Section22
Legal SubdivisionPRESTON LAKES II
Legal Block7
Legal Lot Number11
JurisdictionROGERS OK
Township / Civil DivisionCATOOSA
Census Block Group3
Census Block3028
Census Tract50404

Owner

Source: Rogers County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address15309 E 89TH ST N, OWASSO, OK 74055-8521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Feb 27, 2026Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED MORTGAGE CORP
Jun 9, 2023Warranty Deed, Transfer · FHA Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleJun 9, 2023 · Amount on Record
Deed Document Number20262632
Prior Transfer DateNov 21, 2013
Prior Transfer Doc0023700140
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Property Address15309 E 89TH ST N, OWASSO, OK 74055-8521
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000020627
DateNov 2, 2021
Instrument2021-020627
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateFeb 27, 2026
Property Address15309 E 89TH ST N, OWASSO, OK 74055-8521
Document Number0000002632
Instrument DateFeb 24, 2026
Instrument2026-002632
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyAPEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 N 66TH EAST AVE, TULSA, OK 74115-6856

Mortgage

Document Number0000002633
DateFeb 27, 2026
Instrument2026-002633
Lender
NameASSOCIATED MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROGERS OK
Recording DateJun 9, 2023
Property Address15309 E 89TH ST N, OWASSO, OK 74055-8521
Document Number0000007500
Instrument DateMay 5, 2023
Instrument2023-007500
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyAPEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15309 E 89TH ST N, OWASSO, OK 74055-8521
InvestorPossibly a Property Investor

Mortgage

Document Number0000007501
DateJun 9, 2023
Instrument2023-007501
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyRogers County
MunicipalityOwasso City
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,908.00 (-3.52%)$29,681 (-5.39%) Land $7,549 Building $22,132$269,830 (-5.38%) Land $68,626 Building $201,204
2024$3,014.00 (+41.44%)$31,371 (+37.93%) Land $7,834 Building $23,537$285,187 (+18.47%) Land $71,215 Building $213,972
2023$2,131.00$22,744 Land $4,468 Building $18,276$240,727 Land $60,000 Building $180,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROGERS CO RWD # 3 LAKE PLANT
serves 10,470 people · EPA ID OK1021513
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
resolved · Apr 2023
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
The Junction Internet
Fixed Wireless
100 / 20

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