15306 Ripplestream St, Houston, TX 77068 Property Records

Harris County property record for 15306 Ripplestream St, Houston, TX 77068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 1975
Lot Size	0.313 acres (13,650 sqft)
Owner	Individual Name on Record
Last Sale	$274,701 (Sep 2025)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-374-000-0012`

Property Details

APN / Parcel Number

Primary APN	`105-374-000-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	1,159 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,650 sqft (0.313 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	109 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1053740000012
Street Address	15306 RIPPLESTREAM ST
City	HOUSTON
State	TX
Zip	77068-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 23 OAK CREEK VILLAGE SEC 3
Legal Subdivision	OAK CREEK VILLAGE SEC 3
Legal Block	23
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2008
Census Tract	553001

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Sep 2, 2025	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 11, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Feb 1, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Feb 1, 2022
Deed Document Number	2025346610
Prior Transfer Date	Oct 25, 1999
Prior Transfer Doc	000U056050
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, RIVERWAY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832

Mortgage

Document Number	0000346612
Date	Sep 2, 2025
Instrument	2025-346612

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Aug 29, 2028

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 2, 2025
Property Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832
Document Number	0000346610
Map Reference	VOL 214 PG 134
Instrument Date	Aug 27, 2025
Instrument	2025-346610
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, RIVERWAY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832

Mortgage

Document Number	0000346611
Date	Sep 2, 2025
Instrument	2025-346611

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553119
Date	Dec 11, 2018
Instrument	2018-553119

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 1, 2022
Property Address	15306 RIPPLESTREAM ST, HOUSTON, TX 77068-1832
Document Number	0000056319
Map Reference	VOL 214 PG 134
Instrument Date	Jan 14, 2022
Instrument	2022-56319
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48635 OAK BRIDGE DR, CANTON, MI 48188-7913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 ROOSEVELT ST, HOUSTON, TX 77012

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,810 (+1.33%) Land $52,861 Building $206,949	$259,810 (+1.33%) Land $52,861 Building $206,949
2025	$4,178.00 (+145.33%) Homeowner's exemption	$256,399 (+2.45%) Land $52,861 Building $203,538	$256,399 (+2.45%) Land $52,861 Building $203,538
2024	$1,703.00 (+13.84%)
2023		$250,275 Land $50,025 Building $200,250	$250,275 Land $50,025 Building $200,250
2022	$1,496.00 (+968.57%)
2020	$140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	71 (1981–2024)
Claims Outside the SFHA	70 of 71
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 10 claims Severe Storms, Tornadoes & Flooding, May 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAMMEL UTILITY DISTRICT serves 2,550 people · EPA ID TX1010365
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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