1530 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1530 Scott St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft
Lot Size	0.12 acres (5,214 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Oct 2019)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-13-13-037.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-13-037.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Finished Area
Gross Area	2,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	5,214 sqft (0.12 acres)
Lot Dimensions	158 ft deep x 33 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1530 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 2 PT LOT 219 33'X 158.03' ES SCOTT
Legal Subdivision	PATTON
Legal Phase	2
Legal Lot Number	219
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1530 SCOTT ST, COVINGTON, KY 41011-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 2, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	201910 02 059 00007
Deed Book / Page	6765 / 334
Prior Transfer Date	Mar 20, 2002
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1530 SCOTT ST, COVINGTON, KY 41011-3408
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 SCOTT ST, COVINGTON, KY 41011-3408

Mortgage

Document Number	0005900343
Date	Nov 2, 2023
Book Page	KCM 505/124
Instrument	23110205900343

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 2, 2019
Property Address	1530 SCOTT ST, COVINGTON, KY 41011-3408
Document Number	0000000007
Book / Page	0C6765 / 000334
Instrument Date	Sep 30, 2019
Instrument	7
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 SCOTT ST COVINGTON KY 410113408, COVINGTON, KY 41011-3408

Mortgage

Document Number	8
Date	Oct 2, 2019
Book Page	0C6765/000337
Instrument	8

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,600 (+27.88%) Land $10,000 Building $149,600	$159,600 (+27.88%) Land $10,000 Building $149,600
2025	$1,653.00 (-0.54%)	$124,800 (-) Land $5,000 Building $119,800	$124,800 (-) Land $5,000 Building $119,800
2023	$1,662.00	$124,800 Land $5,000 Building $119,800	$124,800 Land $5,000 Building $119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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