1530 Holt Rd, Paducah, KY 42001 Property Records

McCracken County property record for 1530 Holt Rd, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,600 sqft · built 2005
Lot Size	0.298 acres (12,978 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Aug 2025)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-40-00-046.05`

Property Details

APN / Parcel Number

Primary APN	`077-40-00-046.05`
Alternative APNs	`125085` `162665`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,978 sqft (0.298 acres)
Lot Dimensions	309 ft deep x 42 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162665
Street Address	1530 HOLT RD
City	PADUCAH
State	KY
Zip	42001-8666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-45V-3A 42X309X50X279 MEADOW VIEW SUB DIV L3A
Legal Subdivision	MEADOW VIEW SUB DIV
Legal Lot Number	3A
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3075
Census Tract	31402

Owner

1530 Holt Rd is owned by two individuals who bought it in August 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 PRESTWICK PL, PADUCAH, KY 42001-9764
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2025721049
Deed Book / Page	1526 / 251
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0000688015
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 5, 2025
Property Address	1530 HOLT RD, PADUCAH, KY 42001-8666
Document Number	0D1526/251
Book / Page	D1526 / 251
Map Reference	SEC L PG 1390
Instrument Date	Aug 4, 2025
Instrument	721049
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 BAILEYS POINT RD, SCOTTSVILLE, KY 42164-9590

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 HOLT RD, PADUCAH, KY 42001-8666

Mortgage

Document Number	0000721050
Date	Aug 5, 2025
Instrument	721050

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Sep 1, 2028
Change Frequency	3 Years
Min Rate At Change	6.75%
Max Rate At Change	9%
Index	6-Month T-Bill
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 1530 Holt Rd was $2,603.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,000 (+27.92%)	$339,000 (+27.92%)
2025	$2,603.00	$265,000	$265,000
2023	$2,591.00 (-1.6%)	$265,000 (-)	$265,000 (-)
2022	$2,633.00	$265,000	$265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1530 Holt Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2013–2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1530 Holt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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