1530 Florida Ave, Panama City, FL 32405 Property Records

Bay County property record for 1530 Florida Ave, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 864 sqft · built 2005
Lot Size0.412 acres (17,990 sqft)
Owner2 Owner Names on File
Last Sale$85,000 (Jun 2010)
Tax Bill$1,662 (2025)
Flood ZoneZone X (minimal risk)
APN14201-000-000

Property Details

APN / Parcel Number

Primary APN14201-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area864 sqft Heated Area
1st Floor Area864 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area17,990 sqft (0.412 acres)
Lot Dimensions200 ft deep x 90 ft wide
Garage TypeDetached
Garage Area864 sqft
PorchPorch
Porch Area60 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1530 FLORIDA AVE
CityPANAMA CITY
StateFL
Zip32405-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC09
Legal Description32 3S 14W -46.1- 91D3 OLD 61A BEG 230' W & 440' N OF SE COR OF SW1/4 TH N 90' W 200' S 90'
Legal Range14W
Legal Township03S
Legal Section32
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2005
Census Tract2000

Owner

The current owner of 1530 Florida Ave bought it in June 2010.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address309 LIDDON PL, LYNN HAVEN, FL 32444-4706

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2010 · Amount on File
Deed SaleJun 17, 2010 · Amount on File
Prior SaleAug 4, 2000 · Amount on File
Deed Document Number0032472119
Deed Book / Page3247 / 2119
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1530 Florida Ave was $1,662.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00$107,309 Land $46,656 Building $60,653$107,309 Land $46,656 Building $60,653
2023$1,670.00 (+13.92%)$88,467 (+13.02%) Land $30,229 Building $58,238$88,467 (+13.02%) Land $30,229 Building $58,238
2022$1,466.00$78,273 Land $24,786 Building $53,487$78,273 Land $24,786 Building $53,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1530 Florida Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims55 (1983–2020)
Claims Outside the SFHA19 of 55
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 12 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1530 Florida Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Florida Ave

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