1530 Durham Rd, Melbourne, AR 72556 Property Records

Izard County property record for 1530 Durham Rd, Melbourne, AR 72556

Property Summary

Property Type	Rural Home
Details	1 ba · 1,504 sqft · built 2014
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Dec 2025)
Tax Bill	$260 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2017 Construction Loan + 1 more
APN	`001-04517-001`

Property Details

APN / Parcel Number

Primary APN	`001-04517-001`
Alternative APN	`5586`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Flooring	Carpet

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1530 DURHAM RD
City	MELBOURNE
State	AR
Zip	72556-7058
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE/4 SW/4
Legal Range	09
Legal Township	15
Legal Section	06
Legal Subdivision	RURAL SECTIONS
Jurisdiction	IZARD AR
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2025
Census Tract	960400

Owner

Source: Izard County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	957 POSSUM TROT RD, MELBOURNE, AR 72556-8510
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Apr 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FNBC BANK
Nov 30, 2018	Warranty Deed, Transfer · Line of Credit FNBC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Dec 29, 2025 · Amount on Record
Deed Book / Page	2025 / 19223
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	2022001200
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	1530 DURHAM RD, MELBOURNE, AR 72556-7058
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 FM 2625 W, MARSHALL, TX 75672-4414

Mortgage

Document Number	2025/19229
Date	Dec 29, 2025
Book Page	2025/19229

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 5, 2031
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	10.7%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	1530 DURHAM RD, MELBOURNE, AR 72556-7058
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/3541
Date	Apr 4, 2017
Book Page	2017/3541

Lender

Name	FNBC BANK
Type	Bank
Address	MELBOURNE, AR 72556

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 24, 2018

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Nov 30, 2018
Property Address	1530 DURHAM RD, MELBOURNE, AR 72556-7058
Document Number	2018/15492
Book / Page	2018 / 15492
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 828, MELBOURNE, AR 72556-0828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, MELBOURNE, AR 72556-0217

Mortgage

Document Number	0201815496
Date	Nov 30, 2018
Instrument	2018/15496

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2019

Tax Assessment & Valuation

Source: Izard County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Melbourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$260.00 (-35%)	$17,970 (-) Land $490 Building $17,480
2023	$400.00 Homeowner's exemption	$17,970 Land $490 Building $17,480	$89,850 Land $2,450 Building $87,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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